What financial platforms are there?

As the saying goes, "You don't manage money, money ignores you". Most people have a lot of idle funds, and the easiest way for ordinary people to manage money is to deposit it in the bank. So what financial investment platforms are there at present? How do investors choose a financial platform? Below we have prepared relevant contents for your reference.

What financial platforms are there?

At present, the financial platforms include Yu 'ebao, Bitcom, JD Finance, Tencent Licaitong, Du Xiaoman Finance, banks, insurance companies, securities companies, trust companies and Tian Tian Fund, which are all common financial platforms. These include Yu 'ebao, Bitong, JD Finance, Tencent Licaitong, Du Xiaoman Wealth Management, Tian Tian Fund, and wealth management products belonging to third parties, including consignment and direct sales.

1. Bank: At present, banks can buy time deposits, certificates of deposit, wealth management products, government bonds, funds and other products; Investors can choose suitable products according to their own conditions. Generally, what they buy in banks are time deposits, certificates of deposit, wealth management products and national debt.

2. Securities companies: At present, securities companies can buy wealth management products, reverse repurchase of government bonds, funds, stocks and other products. Investors can choose suitable products according to their own conditions. Generally, what you buy more is the reverse repurchase of government bonds, the stocks of funds and securities companies.

3. Insurance companies: At present, insurance companies can buy wealth management products, but the wealth management of insurance companies is not strictly a wealth management product. The essence of insurance financing is an insurance product with guarantee function, and its main function is to ensure the safety of funds.

4. Trust companies: At present, trust companies can buy wealth management products, but the threshold of trust companies' wealth management is relatively high, which has special significance. Trust financing refers to the act that the client entrusts his property rights to the trustee based on his trust in the trustee, and the trustee manages or disposes in his own name for the benefit of the beneficiary or for a specific purpose according to the wishes of the client.

5. Third-party organizations: Third-party organizations include platforms such as Alipay, WeChat, Baidu and Tian Tian Fund. Alipay platform has Yu 'ebao, funds and wealth management products; Wechat platform has card exchange, funds, wealth management products and stock trading; Baidu platform has small financial management; Tian Tian Fund is the platform for major trading funds.

How do investors choose a financial platform?

How investors choose a financial platform mainly depends on their investment direction. If investors invest in low-risk products, banks, insurance companies and trust companies can be considered. If investors invest in funds, they can choose securities companies, Alipay, WeChat and Tian Tian fund platforms. If investors invest in stocks, they can choose securities companies.