Traditional Culture Encyclopedia - Traditional stories - Is auto insurance easy to handle?
Is auto insurance easy to handle?
First of all, people who buy cars know that they need insurance.
Secondly, vehicle insurance is short-term and should be paid out every year (that is, you can earn one person's money every year, as long as you protect your customer base).
Finally, it depends on how your service is. If the general service is good, the business growth is no problem ~ ~
Question 2: Is telephone auto insurance good? Is there a future? People inside want to come out, and people outside want to go in. To sum up, the company won't treat you as a person, and Ping An will treat women as men, men as animals, night as daytime, and daytime as two days. You can imagine how many jobs there will be.
Let me introduce the business model of telephone sales of insurance companies to you first.
The modes of telephone auto insurance can be roughly divided into the following categories:
1.OB. is an outbound service, that is, the company provides customer resources. You can contact according to the above contact information. This mode is also one of the more difficult modes, because it is necessary to find interested customers among all strangers and finally let customers buy products. So the difficulty coefficient
2.IB. It is the inbound business. The company provides 4008 inbound platform. When customers call, they will be randomly assigned seats (that is, salesmen). This model is relatively simple, and customers only call in when they need it, so it is easier for customers to buy. Of course, the bonus will be much lower than OB. difficulty
3.XB. It is the renewal business. Contact the old customers whose insurance is about to expire to continue the renewal. The company will provide the agent with the customer resources when the insurance expires, and then the agent will contact the customer and urge the customer to continue to renew the insurance. The reward of this model is similar to IB, and the difficulty coefficient is similar.
Understanding the model of insurance companies is helpful to understand how insurance companies cheat insurance.
2. Give you an example of how Ping An Company cheated Dad.
1. If your actual working hours in a day exceed 10 hours (noon 1 hour has been deducted), punch in at the company before 8:30 in the morning (depending on the project, not later than 9: 00 in the morning), and your salary will be deducted. It will be around 8 pm after work, and some may be later.
2. Rest time is not fixed. If your performance is not outstanding, he will attack by innuendo and let you come to the company for free on weekends. I'm talking about OB and XB here. When is IB scheduled to rest? Of course, rest will also make you work overtime. I have to be on duty on holidays.
Step 3 connect. That is, your call duration is four hours a day. Not enough. Stay and work overtime. That's enough.
4. pass. It's the number of times you connected the phone. Generally, it depends on the project, but it is not so easy to achieve. Not enough. Stay and work overtime. That's enough.
5. Conversion rate. The conversion rate mentioned here refers to the index of IB, that is, the number of calls you receive is directly proportional to the number of customers you clinch. OB is the net success rate. It gives you a list of how many customers you have acquired. XB is the update rate, which is similar to that of OB.
6. performance The most important thing to accomplish every index every day is performance. You will be given a month's task (signing the bill), and then on average, how much will you accomplish every day.
7. Various joint sales. Here refers to the credit card and driver accident insurance, because Ping An should take the comprehensive financial route, so the key is that all kinds of joint marketing will only be rewarded when it is first launched, that is, there will be no reward in the later stage, but this indicator must be completed. To put it bluntly, I just don't want to give money and want you to do more.
8. All kinds of regular meetings, big or small, should be held three times a day, in the morning, in the afternoon and on rest. It really doesn't make sense for a meeting to take up the rest time of employees.
9. Various fines. If you can't finish the above indicators in one month, your work will shrink, because there will be a supervisor to score, so you won't be given too high a score, and your salary will be deducted in proportion. In addition, there are many places where money can be deducted, such as customer complaints and unqualified quality inspection. In short, your achievements are the company's, and you should bear the problems yourself, and the company will not safeguard the interests of employees.
There are still many things you can't accept. I remember a colleague wanted to ask for leave to go back to his hometown for surgery because of rhinitis. He is usually honest and obedient, and his performance is excellent. Because the treatment cost in his hometown is much cheaper, he went to ask for leave from the on-site manager. No one expected that the manager called him a dog with blood on his head and refused the invitation. Later, I learned that this manager is a bully, bullying honest people and dismissing powerful people. Staying in the workplace for a long time will really cause some occupational diseases. Some people will have tinnitus, hearing loss and vision loss. Most of them will get fat because they sit for a long time without exercise, and suffer from high triglycerides. If you want to get into peace, you should be mentally prepared in advance. ...& gt& gt
Question 3: Is auto insurance easy to sell now? There are too many people robbing business! Electric sales, online sales, personal sales, 4s shops, repair shops. ...........................................
Question 4: Do you think it is good to do auto insurance? Hello, my friend. It depends on what you do if you have money or not. I told you that you have money, but there is no future if you do it well. But the company you interviewed also has a basic salary and five insurances and one gold, which is quite good, but the commission is too low. Independent thinking
Question 5: Is it still appropriate to do insurance now? Is it easy to do? Easy to handle, it is best to take orders. As long as you are famous and have many friends, you can make money in the insurance industry.
Question 6: Is it easy to work in insurance? As long as you have a resume online, people from the insurance company will come to you for an interview.
Because their daily task and business is to call job seekers for an interview, the company will give them money-salary increase, bonus and headcount fee.
They called you and played tricks, fearing that you would not come if you knew it was an insurance company.
Therefore, I dare not report that I am an insurance company, calling myself xx Finance Company, xx Investment Company, xx Joint-stock Company, xx Group and Top 500.
Use pinyin-such as Taikang, TK, or English abbreviations-such as AIA, PICC, Prudential, etc. Remain anonymous;
Self-proclaimed recruitment clerk, assistant, after-sales, manager, marketing elite, financial consultant, driver (Khan), community toll collector (Khan), pension payer (Khan), logistics (Khan), and so on.
When you get there, it's the insurance company. Of course, they also advocate that insurance also belongs to the financial industry and so on.
No matter how you apply, it's called LASS exam, money, training, research, training fees, instigating you to take the insurance agent qualification certificate to sell insurance.
They dare not say how much the basic salary is, but only a bunch of unrealistic problems and lofty goals. For example, if you are willing to listen to the boss's arrangement and operate for 2 to 3 thousand yuan or even over 10 thousand yuan a month, it is not a problem.
Even if you ask them what their basic salary is, they will list some unrealistic methods to calculate your basic salary. They will tell you, for example, if you sign a contract with a customer, the contract is 1 to 20 thousand, then your basic salary is 1 to 2 thousand.
If you ask them if there is a basic salary in case there is no performance this month,
Their answer is that you don't work hard enough, don't want to succeed, and don't know how to start from the bottom. I dare not answer directly. In fact, there is no basic salary without performance.
There is only one purpose, to pull you to be the kind of person who sells insurance everywhere all day, and he himself:
1, there is no basic salary (there is also a basic salary of responsibility. How much performance do you have to sell to get this basic salary of responsibility? ); 2, there is no labor contract (signing an agency contract does not belong to the scope of labor law protection, and the labor department can't manage it); 3. No benefits (no basic salary, no benefits);
4, no social security (not labor relations, no social security, the other party will sell you commercial insurance for you to buy);
5, not a regular employee of an insurance company (a business department, a director or a manager can recruit people under the banner of an insurance company, so when many people go to the interview, the employees of the insurance company will ask which manager called you, because the manager who is responsible for calling you can continue to lie to you here).
Every day, we have to pay for transportation, telephone and activities.
Selling insurance will give you a high commission, and if you can't sell it, you won't pay your insurance agent a penny.
If this industry really has such high pay and low requirements,
Why do you have to come uninvited Everyone wants it, but no one wants to do it, or they can't stay if they find it.
Unless you are not a person, but a so-called talent,
Can make those rich owners, those strangers all over the street listen to you and pay for it.
Do you think it's possible?
By so-called sincerity, so-called diligence? This is all piled up by time.
Without months or even years of accumulation, why should strangers believe you?
In your twenties? Or your worthless diploma? Or are you eager to make money?
Question 7: Is the auto insurance business easy? . . There are too many answers. I am not a copy-and-paste person, and I am tired of playing with my hands. Compared with property insurance, life insurance is better, and life insurance can do property insurance business (of course, property insurance can also do life insurance. However, it is more acceptable to contact property insurance from life insurance (referring to studying alone).
In addition, what you want to ask is whether the insurance industry is easy to do and how to say it. There are basically two answers to this question. First, be good at earning millions a year and be able to learn, as long as you are willing to do it. .
Second, there is little room for promotion and great competitive pressure, which many people disagree with. Wait, these are basically the two answers. So where do you want to choose? You listen to the answer you want to hear.
In my experience, this industry is what you want.
Question 8: Is it easy to do insurance sales? It is not difficult for people who are different from beginners. Generally speaking, it is difficult. There are too many companies in the same industry. The most difficult thing is to change the customer's concept and let the customer pay the insurance company. A successful salesperson is to constantly explore potential customers and make reinforcements. Excluding 65,438+00 large orders and 20 insurance policies can't achieve you. It's hard to do three or five reinforcements unless all you add is to sign the bill. When your reinforcement level exceeds yours, the insurance company will immediately terminate the relationship between your and the offline. She will make another list in the future, which has nothing to do with you anymore. In short, it is not difficult for insurance salesmen to get performance pay in insurance companies. It is not difficult for grassroots salesmen to participate in difficulties and persevere, and it will not be our turn. With their professional knowledge and skills, they signed one insurance policy after another flexibly, and finally created their own success.
Question 9: Is insurance easy to do now? Sure, do you want to do it?
Question 10: Is the insurance industry easy to do? Your question is too simple. In fact, everything is hard to be summarized by doing well or not.
Whether it is good or not is relative. If you have local contacts, more relatives and friends, and better conditions, you'd better add a usual relationship. In this way, you can get insurance relatively easily, have good resources and use them effectively. It shouldn't be too difficult at first.
However, if you want to develop in the insurance industry for a long time, you need to recognize the facts.
At present, insurance is not considered as a necessity for China people. As far as the life insurance business of commercial insurance is concerned, the annual premium is not affordable for everyone, and it needs to be paid for a long time, some of which are 10, 15, 20, 30 years and so on.
Moreover, insurance is a very professional thing, and even ordinary accountants may not be able to understand an insurance plan. Doing insurance also requires learning professional insurance knowledge.
Speaking of trends, with the increase of people's income, there will be more and more demand for insurance. In the future, China's insurance market has a very good development prospect.
If you want to do insurance, you must make a long-term development plan. Don't waste time if you just want to try.
- Previous article:What business can make money?
- Next article:Jinhua hand-painted map tourist attractions introduction Jinhua urban tourism map
- Related articles
- Yueyang Customs Essay
- How to write the copy of Zongzi?
- What is the level of touching the guzheng at the national music ceremony?
- What are the local characteristics of local China?
- Five Selected Activities of Caring for Left-behind Children
- What are the traditional beginning of winter customs in China?
- A Brief History of fromage in fromage
- Chengdu top ten decoration brand decoration company
- What is cloud computing? What is the iconic difference between it and traditional computing?
- Manufacturer of special mortar production line