Bank personal loan department

What's the name of the loan department of Agricultural Bank of China?

The Credit Department of Agricultural Bank of China issues corporate loans or personal loans.

The personal loan department of ABC is a personal credit business department, which belongs to a secondary department under the personal finance (retail finance) department, but some of it is set as a primary department.

The main work of the personal credit department is responsible for the acceptance, examination and handling of personal credit business. The main business types are: consumer loans, personal housing loans, personal production and operation loans, etc. In the current internal department system of banks, it belongs to the front desk department.

What is the name of the loan department of each bank?

The department in charge of loans in banks is called the credit management department.

Bank credit management is a decision-making activity of commercial banks on how to allocate credit funds, which can help to develop the economy and increase their own profits. Its contents include: managing credit relationship, managing loan scale and loan structure, managing loan risk, improving loan economic benefit, establishing reasonable interest rate system, correctly implementing interest rate policy, improving settlement service and strengthening settlement management.

Extended data

Under the modern economic model, loan officers play an increasingly important role as a bridge, which is the link between enterprises and other commercial institutions and banks. Loan officers help potential customers to apply for loans. At the same time, credit personnel should collect specific information of individuals and enterprises, and analyze the borrower's credit status and repayment ability to ensure the reliability of decision-making.

Loan officers also provide guidance to customers who have difficulties in traditional loan credit requirements, including: providing the best type of loans for specific customers and explaining their specific requirements and restrictions. Modern loan officers lack senior talents, especially those with good quality, good employment prospects and good treatment. Loan officers can develop into bank account managers through the accumulation of certain experience.