China Life Hongfu Dual Insurance Participating Product Introduction

Citizenship Hongfu two full insurance points is an insurance and financial products launched by China Life Insurance Company, 3 times accident protection, enjoy dividends every year, flexible payment, investment period of choice, steady income, two full participating insurance, have more than just wealth.

Scope of insurance

Anyone who was born more than 30 days ago and is under the age of 60 and in good health can be the insured, and he or she or the person who has an insurance interest in him or her can take out this insurance with the Company as the policyholder.

Payment method

One-time payment and three-year installment delivery.

Period of insurance

There are two types of insurance period: six years and nine years, and the policyholder can choose one of them as the period of insurance of the contract.

Earnings

(1) Fixed income basic insurance amount;

(2) Floating income annual dividends (bonus).

Product protection

Death due to illness:

Within one year from the effective date of the insurance contract = premiums paid (without interest);

After one year from the effective date of the insurance contract = basic insurance amount;

Death due to accident = basic insurance amount*3 (3 times accidental death coverage).

WiseGuyTips:

Chinese life Hong Fu two whole insurance with-profits products have a variety of functions of savings, investment and protection. It can be a one-time deposit or a three-year deposit for six and nine years, preserving value and increasing in value plus dividends, plus three times the high accidental protection. Provide maturity insurance premium and a high amount of disease, accidental death protection, can enjoy the company dividends, is a set of protection and financial functions in one of the financial products.