Traditional Culture Encyclopedia - Traditional stories - Problems existing in traditional rural finance
Problems existing in traditional rural finance
The main questions are:
With the state-owned commercial banks gradually merging business institutions below the county level to realize intensive management, the number of rural financial service carriers has been greatly reduced in recent years. At present, rural financial services are mainly provided by rural credit cooperatives, postal savings banks and postal savings outlets. These institutions started late, the scale is small, the internal control system is not perfect, and the service function and service level are not as good as those of state-owned commercial banks, which leads to the lack of rural financial service capacity and some contradictions and problems in the supply and demand of financial services.
When it comes to countermeasures, the most popular thing at present is the construction of agriculture, countryside and farmers.
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