Traditional Culture Encyclopedia - Traditional stories - Is it more cost-effective to buy a house with full payment or with a loan?
Is it more cost-effective to buy a house with full payment or with a loan?
If you need to apply for a personal first-hand housing loan, the loan interest rate is based on the latest LPR issued by the People's Bank of China. Loans with a term of 5 years or less use 1-year LPR. Loans with a term (exclusive) of more than 5 years use LPR with a term of more than 5 years. When the loan repricing date is adjusted, the LPR of the loan pricing benchmark will be adjusted to the latest LPR of the corresponding grade announced by the People's Bank of China.
If you have any questions about applying for a loan, please contact the local branch of Bank of China for details.
The above content is for your reference, please refer to actual business regulations.
If you have any questions, please feel free to consult Bank of China’s online customer service.
You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GO APP to handle related businesses.
- Related articles
- Is tomato suitable for writing traditional fantasy?
- What is the ibooster electronically controlled brake assist system?
ibooster electronically controlled brake booster function
- Kindergarten Mid-Autumn Festival Activity Ideas Program
- Who are the heroes in the glory of the king?
- What are the manners and ways of meeting people in different countries?
- What are the medical theories of fighting the lottery? What theory do you advocate?
- How to tell the bird's nest painted with glue
- Li Ke released the "three-step" strategy, and the sword refers to the intelligence of the global chassis.
- What is the thirty-six plan?
- How to build a cabin independently