What is the function of risk control management model?

The risk control management model has three kinds of data: enterprise information, financial data and transaction data. Based on statistical model and expert method, it dynamically reflects the latest status of rating objects, and regularly checks the appropriateness of model calculation results and modifies the model.

Enterprise information: including industry, region, year of establishment, historical transactions, operator attributes, etc.

Financial data: The risk control management model includes functions such as current ratio, debt ratio, total assets turnover rate, accounts receivable turnover rate, inventory turnover rate and related year-on-year comparison.

Transaction data: the risk control management model includes the name and classification of the goods sold, and the details and summary of the sales quantity and amount in the latest cycle (such as day, week, month, quarter, etc.). ), details and summary of purchase quantity and amount in the latest cycle, details and summary of inventory quantity and amount in the latest cycle, commodity structure analysis and related year-on-year comparison.

In addition, the risk control management model can also help businesses to carry out accurate data docking, supply chain events, abnormal payment time reminder, and early warning value setting for large transactions. Fully demonstrate the repayment risk coefficient of the financing party and lay a solid foundation for the better development of the enterprise in the future.