Can medicare swipe your social security card

Medicare can swipe the social security card.

Social security card can be used as a medical insurance card, social security card is currently mainly used in the field of basic medical insurance. Generally speaking, compared with the traditional medical insurance card, the biggest benefit of the social security card is that it can be settled in real time.

Taking Beijing as an example, in the past, insured people had to pay upfront, and the reimbursement process took at least two to three months. When you were hospitalized, you had to pay upfront and then apply for reimbursement from the relevant authorities.

With the social security card, the insured do not need to take a lot of cash to the hospital, because the social security card realizes "zero advance". With the card, the patient is only responsible for the individual out-of-pocket, out-of-pocket medical expenses, the reimbursement of expenses by the medical institutions and the health insurance department to settle directly. Difficult reimbursement issues that often took months to resolve in the past may now be easily resolved in just a few dozen seconds.

At the same time, because the social security card has the function of information recording and information query, the patient's data can be stored, the social security card has become a continuous record of the "electronic medical record", which is conducive to a better understanding of the medical history of the doctor for diagnosis and treatment.

It is understood that the function of the social security card is mainly reflected in the following three aspects

Basic function: with the social security card in addition to the designated hospitals to see a doctor, in the designated drugstore to buy drugs, but also through the self-service terminals and other inquiries about the individual's basic information and old age, medical and other social insurance contributions and enjoyment of treatment, etc..

Financial function: the social security card has the UnionPay function, can be used as a bank card, you can deposit and withdraw money, swipe the card for shopping; through the bank and so on to pay the social security fees; to receive pensions, unemployment insurance benefits, injured workers to receive work-related injuries and other benefits.

Expanded functionality: the province's social security card is a large-capacity chip card, reserved for the expansion of space, can be mounted on the social public **** management services applications, and gradually realize the public transport, water, electricity and gas payments, as well as various benefits, subsidies issued and other functions. But at present, the extended function has not been realized.

Related knowledge: the current misunderstanding of social security management in Chinese enterprises

One is that enterprises normally use labor but do not pay social security.

The second is that the contribution base is not compliant.

Third, the accuracy of social security contributions is low.

From the point of view of the participation surface, at present, 1/3 of the units still do not participate in the timely payment of contributions or even omission; from the point of view of the compliance ratio, we surveyed only 31% of the units to achieve compliance with the payment of a uniform minimum base payment accounted for nearly 1/3; from the point of view of the accuracy rate, social security contributions to the accounting is complex, 1/3 of the enterprises in the wrong account or accounts confusingly unclear problem.

Many workers have encountered such a problem: their monthly wages in five or six thousand yuan, in accordance with the provisions of the enterprise should be their actual wages as the basis for payment of social security, but the enterprise in order to save manpower costs, only in accordance with the contribution standard "bottom line", that is, 60% of the social wage to pay. In this way, although the monthly social security contributions are deducted less, but according to the principle of social security "pay more, get more," the employee's retirement benefits will be correspondingly poor.

Article 63 of the Social Insurance Law stipulates that "if an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order the employer to pay the premiums within a certain period of time or to make up the full amount".

Legal basis:

Social Insurance Law of the People's Republic of China:

Chapter III Basic Medical Insurance

Article 32 If an individual is employed across the integrated area, his or her basic medical insurance relationship is transferred to him or her, and his or her years of contribution are cumulative.