What is Internet thinking? What is Internet finance?

1, Internet thinking refers to the way of thinking that re-examines the market, users, products, enterprise value chain and even the whole business ecology under the background of the continuous development of technologies such as (mobile) Internet, big data and cloud computing.

The Internet here not only refers to the desktop Internet or mobile Internet, but also includes the pan-Internet, because the future network form must span all kinds of terminal devices, such as desktops, notebooks, tablets, mobile phones, watches, glasses and so on.

Reference:/subtitle/10968540/13580621.htm? Fr = Aladdin

2. Internet finance refers to an emerging finance that relies on Internet tools such as payment, cloud computing, social networks and search engines to realize financial intermediary, payment and information intermediary services. Internet finance is not a simple combination of the Internet and the financial industry, but a new model and new business that naturally comes into being to meet the new demand after being familiar with and accepted by users at the level of network technology such as security and mobile (especially the acceptance of e-commerce). It is an emerging field that combines the traditional financial industry with the spirit of the Internet. The difference between Internet finance and traditional finance lies not only in the different media used in financial business, but also in the fact that financial participants know the essence of "openness, equality, cooperation and sharing" of the Internet. Through the Internet, mobile Internet and other tools, traditional financial services have a series of characteristics, such as greater transparency, higher participation, better collaboration, lower intermediate costs, more convenient operation and so on. [1] Theoretically, any Internet application involving generalized finance should be Internet finance, including but not limited to payment for third parties, sales of online wealth management products, credit evaluation and auditing, financial intermediary, financial e-commerce and other modes. The development of Internet finance has gone through many stages, such as online banking, third-party payment, personal loans and corporate financing. Moreover, it is getting deeper and deeper into the core of traditional financial business in terms of financing and matching between the supply and demand sides of funds.

Reference:/subtitle/5299900/12032418.htm? Fr = Aladdin

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