What does the "three railways" spirit of the banking industry mean?

The spirit of "three irons" in banking refers to: iron system, iron data and iron management.

1. iron system: the iron system means that banks must strictly follow the requirements of the system when carrying out every work.

2. Iron data: Iron data means that bank staff should seek truth from facts when recording every data, and should not be mixed with any water.

3. Iron management: Iron management means that the senior managers of banks should supervise their subordinates in strict accordance with the rules and regulations, and the staff of every bank should use the system to restrain themselves and improve their sense of responsibility.

"Iron" is a rigid requirement for the system, an important embodiment of the vitality of the banking system and an important guarantee for social credit. It plays a very important role in maintaining the authenticity and integrity of financial data, preventing all kinds of risks, improving the basic quality of bank employees and shaping the high-quality image of banks.

Introduction of banking industry

Banks are financial institutions engaged in currency and credit business, and act as credit intermediaries by issuing credit currency, managing currency circulation, regulating capital supply and demand, and handling currency deposit and loan settlement.

Banks are the main body of modern financial industry and the hub of national economy.

The word "bank" originated from the Italian word "Banko" and was translated into English. Banks in history developed from the currency management industry. The earliest banking industry originated from the currency exchange industry in ancient western Europe. The Babylonian temples in 2000 BC and the Greek temples in 500 BC were already engaged in the activities of keeping gold and silver, issuing loans and receiving interest. In the Roman Empire in 200 BC, money dealers and commercial institutions similar to banks appeared one after another.

The above contents refer to Baidu Encyclopedia-Bank.