Car Insurance. Telemarketing and traditional, is there a difference

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Hello! Electric car insurance and traditional car insurance are mainly four major differences, namely, the nature of the business is different, the service is different, the insurance design is different, the premium is different, the customer range is different. Specifically described as follows:

1, the nature of the business is different, different services. Telemarketing salesman, only responsible for sales work, and is strictly prohibited from leaking personal information to customers, they are responsible for the work, is to do their best to persuade customers to take out insurance on the phone, and for the future in case of insurance after the guidance, and claims service does not have any obligation. The direct salesman, because most of the local insurance, the customer and the salesman have each other contact information, for the insurance points and related requirements, generally can speak more clearly, after the insurance, the salesman is also responsible for the relevant guidance and claims service.

2, insurance design will be different. Because the content of the car insurance also has a very large number of items, each insurance is best to meet the customer's actual situation to design, for example: new cars generally do not need to be attached to the spontaneous combustion damage insurance, such as whether the additional loss of goods, etc. In general, in the case of the same familiarity with the car insurance, the direct sale of car insurance can be made to meet the customer's car insurance than the telemarketing.

3, the cost, because the scope of responsibility of the salesman and the need to bear the relevant obligations, as an equal consideration, direct marketing needs part of the cost to maintain and service customers, so, in general, direct auto insurance will be slightly higher than the e-marketing auto insurance.

4, the scope of customers is different, electronic car insurance is mainly for the sale of ordinary cars, while the scope of direct car insurance to be comprehensive, including large operating vehicles, etc.

5, the car insurance is not the same as the car insurance, the car insurance is not the same as the car insurance.