What insurance does Ping An Education Fund have now?

At present, Ping An Education Fund has an insurance called Ivy Education Fund, which is a good children's education fund.

If you want a good education fund, Dad recommends one: "Can you make an education fund after more evaluation with Kim Tae-do?" How is the income? 》

1. How about the Ivy League Education Fund?

1, university education grant

The university education grant can be received in four installments. The insured 18-2 1 one year old, receives 10% of the basic insurance amount every year.

According to the above table, the basic coverage of 10% is 20,000 yuan, which means that the insured can receive 20,000 yuan every year from 18 to 2 1 year.

2. Entrepreneurship Support Fund

Entrepreneurship support can be received 1 time, and the insured can receive 60% of the basic insurance amount at the age of 22. According to the above-mentioned conditions in the same table, the trial business support fund is 6.5438+0.2 million yuan.

3. Death protection

During the guarantee period, if the insured dies unfortunately due to accident, illness or natural reasons, the insurance company will pay the death insurance money.

Death insurance premium is the maximum value of insurance premium paid or cash value.

Second, how to plan education funds reasonably?

1, define the needs, and how much education fees will children need in the future?

It depends on the expectation of children's education, specifically when the children's education fund will be used and how much it will cost.

2. Education Grant Scheme: How much is invested each year?

With a clear demand, we need to consider how much money we can invest in education every year. Mortgage, car loan and the sum of annual income of husband and wife are all important basis for sorting out family financial situation.

3. Analyze the family's risk tolerance and make a reasonable plan.

Consider clearly the family's risk tolerance, and then rationally plan and match the education fund products.

Dad concluded that no matter what the education fee is, it needs to be decided according to the actual situation of the family.