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Which is better to use, Weizhong Bank or Online Merchant Bank?

Hello. The yield of Weizhong Bank is higher than that of online merchant bank. If the smart deposit of Weizhong Bank is kept for one month, the daily income will reach about 4.5%. The yield of online merchant banks is only about 3.5%. And Weizhong Bank can also withdraw cash at any time. If you withdraw cash, it will arrive immediately.