What industries does finance include?

Question 1: What industries does the financial industry include? Financial industry refers to banks and related fund cooperatives, as well as insurance industry. Except for industrial economic activities, all other economic-related activities are financial industry.

Financial industry refers to a special industry dealing in financial commodities, including banking, insurance, trust, securities and leasing.

Finance is everywhere and has formed a huge system. The scope, branches and contents of finance are very extensive, such as currency, securities, banking, insurance, capital market, derivative securities, investment and wealth management, various funds (private placement and public offering), balance of payments, financial management, trade finance, real estate finance, foreign exchange management, risk management and so on.

Question 2: What does the financial industry include? Hehe, this problem is neither too big nor too small.

The financial industry should be subdivided into the following specific industries:

1, banking (including commercial banks, central banks, policy banks, credit cooperatives, urban cooperative banks, etc. )

2. Securities industry

3. Insurance industry

4. Trust industry

5. Fund industry

6. Credit companies

7. Investment banking

8. Pawnbroking is one of the special financial industries.

9. Futures barely count.

Question 3: What does finance include? Finance is a branch of economics and belongs to the category of applied economics. Students majoring in this major were awarded a degree in economics after graduation. The financial specialty is comprehensive and covers a wide range, including banking, securities, insurance, financial leasing, trust and so on.

At the undergraduate level, students majoring in finance should not only master the basic theoretical knowledge of finance, but also receive basic training in related businesses, such as analyzing and forecasting the changes of stock and foreign exchange prices, and mastering the skills of buying and selling securities in time to earn profits. In addition, finance majors will also tell students how banks and insurance companies attract deposits and insurance, and how to make money through investment.

In terms of employment, finance majors mainly enter various financial and insurance institutions, large and medium-sized enterprises, investment and financing management units and financial departments to engage in financial and management work. The overall salary level of the financial industry ranks high among many industries. With the increasing trend of financial internationalization, the absolute number of financial talents is insufficient, especially those who really understand international finance and modern investment knowledge. Therefore, candidates who choose finance major will have a broad development space once they have achieved something.

Question 4: According to the industry classification standards issued by the National Development and Reform Commission, what are the financial industries divided into? The financial industry includes banks, securities companies, insurance companies, trust and investment companies, trust companies and subsidiaries of other financial units. Cross-industry subcategories are engaged in activities such as banks, securities brokerage institutions (including securities business departments), securities investment (including self-operated business of brokers), insurance, trust, venture capital, industrial investment, etc. Their subsidiaries should be divided into different industries.

Sixty-eight

banking

68 1

68 10

central bank

Refers to the activities of specialized financial institutions that manage financial activities and formulate and implement monetary policies on behalf of * *.

◇

Including:

-China People's Bank Head Office;

-Branches of the People's Bank of China at all levels.

682

6820

commercial bank

Refers to the activities of wholly state-owned commercial banks, joint-stock banks, city commercial banks, city credit cooperatives and rural credit cooperatives.

◇

Including:

-Financial activities of wholly state-owned commercial banks (China Industrial and Commercial Bank, China Agricultural Bank, China Bank and China Construction Bank);

-Financial activities of branches of wholly state-owned commercial banks;

-Financial activities of joint-stock commercial banks and their branches;

-Financial activities of city commercial banks and their branches;

-Financial activities of agricultural commercial banks and their branches;

Financial activities of rural credit cooperatives and their branches;

-Activities of financial institutions established in China by foreign banks.

◆

Excluding:

-The management activities of bank financial assets are listed in 74 12 (Investment and Asset Management).

689

6890

Other banks

Refers to policy banks.

◇

Including:

-Financial activities of national policy banks (China Development Bank, The Export-Import Bank of China and China Agricultural Development Bank);

-Activities of financial institutions of national policy banks in various places.

Sixty-nine

stock market

Refers to the investment and trading activities of securities such as stocks, bonds and futures.

69 1

69 10

Securities market management

Refers to the management and supervision of the securities and futures markets.

◇

Including:

-Management activities of the state securities regulatory agency;

—— Management activities of the dispatched offices of the State Securities Regulatory Commission (local securities regulatory offices, offices and special commissioners' offices);

-Activities of stock exchanges;

-activities of commodity futures trading places.

◆

Excluding:

-Securities business department and futures trading business department, listed in 6920 (securities brokerage and trading).

692

6920

Securities brokerage and trading

Refers to the trading agency activities of securities and futures brokerage institutions; Activities such as securities and fund management; Management activities of the securities business department.

◇

Including:

-Securities trading agency activities of securities companies;

-futures trading agency activities of futures brokerage companies;

-Fund management activities of fund management companies;

-Activities of the securities business department and the futures trading business department;

-Activities of securities registration and settlement institutions.

◆

Excluding:

-Stock exchanges (Shanghai, Shenzhen) and futures exchanges, listing 69 10 (securities market management);

-Self-investment trading activities of securities companies are listed in 6930 (securities investment);

Independent or major securities underwriting activities are listed in 6930 (securities investment).

693

6930

investment securities

Refers to the investment activities in securities markets such as stocks, funds, bonds and futures. Including the self-investment activities of securities companies (brokers) and the securities investment activities of other enterprises and natural persons. This category also includes securities underwriting service activities.

◇

Including:

-Specialized in investing in stocks, bonds, futures and other securities;

-Specializing in the investment activities of the Fund;

-spot trading of securities, securities repurchase and other activities;

-underwriting, consignment and resale of securities;

-Other securities investment activities (such as financial derivatives investment).

◆

Excluding:

-Securities business departments established by securities companies (brokers) in various places are listed in 6920 (securities brokerage and trading);

-Industrial investment activities of subsidiaries and branches of securities companies (brokers) in non-financial markets (such as investment companies)

Real estate, telecommunications, manufacturing, etc. ), included in the corresponding industry category;

-Trust management activities of assets and funds entrusted by subsidiaries (subsidiaries and branches) of securities companies (brokers) are listed in 7 1 10 (Financial Trust and Management);

-Securities consulting and analysis activities undertaken by subsidiaries (subsidiaries and branches) of securities companies (brokers) are listed in 6940 (Securities analysis and consultation);

-Project planning, project financing, financial consultancy, enterprise merger, reorganization, listing and other venture capital activities. Business undertaken by subsidiaries (branches) of securities companies (brokers) is listed in 74 12 (investment and asset management ... >>

Question 5: Which enterprises are included in the financial scope? Financial scope refers to the types of institutional services provided by enterprises belonging to the financial industry.

First of all, financial institutions refer to financial intermediaries engaged in financial services and are part of the financial system. Financial services (banking, securities, insurance, trust, funds and other industries) correspond to this. Financial intermediaries also include banks, securities companies, insurance companies, trust and investment companies and fund management companies. At the same time, it also refers to lending institutions, which provide loans to companies with financial turnover to customers. The interest rate is relatively higher than that of banks, but it is more convenient for customers to borrow because they do not need complicated documents to prove it.

Secondly, according to different standards, financial institutions can be divided into different types:

1, divided into four categories according to status and function:

First, the central bank. The central bank in China is the People's Bank of China.

The second category is banks. Including policy banks, commercial banks and village banks.

The third category is non-bank financial institutions. It mainly includes state-owned and joint-stock insurance companies, urban credit cooperatives, securities companies (investment banks), finance companies and third-party wealth management companies.

The fourth category is foreign-funded, overseas Chinese-funded and Sino-foreign joint venture financial institutions established in China.

2. According to the operating conditions of financial institutions, they can be divided into financial supervision institutions and supervised financial enterprises. For example, the People's Bank of China, China Banking Regulatory Commission, China Insurance Regulatory Commission and China Securities Regulatory Commission are institutions that exercise financial supervision power on behalf of the state, and all other financial enterprises such as banks, securities companies and insurance companies must accept their supervision and management.

3. According to whether it can accept public deposits, it can be divided into deposit financial institutions and non-deposit financial institutions. Deposit financial institutions mainly borrow from the public in the form of deposits, such as commercial banks, savings and loan associations, cooperative savings banks and credit cooperatives. Insurance companies, trust financial institutions, policy banks, securities companies, finance companies and other non-deposit financial institutions are not allowed to absorb public savings deposits.

4, according to whether to undertake the national policy financing task, can be divided into policy financial institutions and non-policy financial institutions. Policy financial institutions refer to institutions funded by * * * and engaged in financial activities according to * * *' s intentions and plans. Non-policy financial institutions do not undertake national policy financing tasks.

5, according to whether it belongs to the banking system, it can be divided into bank financial institutions and non-bank financial institutions; According to the national nature of capital contribution, it can be divided into domestic financial institutions, foreign financial institutions and joint venture financial institutions; It can also be divided into domestic financial institutions, foreign financial institutions and international financial institutions by country.

6. Classification of China. In 20 10, the People's Bank of China issued the Code of Financial Institutions (hereinafter referred to as the Code), which unified the classification standards of financial institutions in China from the macro level, defined the scope of financial institutions in China for the first time, defined the specific composition of various financial institutions, and standardized the statistical coding methods and methods of financial institutions.

Classification of financial institutions in code:

1. Monetary Authority: 1. China People's Bank; 2. State Administration of Foreign Exchange.

Two. Supervisory organ: 1. China Banking Regulatory Commission; 2. China Securities Regulatory Commission; 3. China Insurance Regulatory Commission.

Three. Bank deposit financial institution: 1. Bank; 2. Urban credit cooperatives (including cooperatives); 3. Rural credit cooperatives (including cooperatives); 4. Rural mutual funds cooperatives; 5. Financial companies.

Four. Banking non-deposit financial institutions: 1. Trust company; 2. Financial asset management companies; 3. Financial leasing companies; 4. Auto financing companies; 5. Loan companies; 6. Money brokerage company.

Verb (abbreviation of verb) Financial institutions in the securities industry: 1. Securities companies; 2. Securities investment fund management companies; 3. Futures companies; 4. Investment consulting company.

Intransitive verb Insurance financial institution: 1. Property insurance company; 2. Life insurance companies; 3. Reinsurance companies; 4. Insurance asset management companies; 5. Insurance brokerage company; 6. Insurance institutions; 7. Insurance loss assessment company; 8. Enterprise annuity.

7. Financial institution for transaction settlement: 1. Exchange; 2. Registration and settlement institutions.

Eight. Financial holding company: 1. Central financial holding company; 2. Other financial holding companies.

9. Emerging financial enterprises: 1, microfinance companies; 2. Third-party wealth management companies; 3. Integrated financial services companies. ...& gt& gt

Question 6: What industries does the financial industry include? There are three main categories: banking, investment and insurance. There are many specific categories: banks, securities, insurance, finance companies and leasing.

Direct financing is a financing method without intermediary. The relationship between the fund user and the fund owner is direct financing (loan relationship), and indirect financing goes through an intermediary. Banks are indirectly financed, securities are mainly directly financed, and insurance is indirectly financed.

Selling and buying funds are indirect financing, because after investors buy funds, fund operators finance fund users.

Question 7: What projects does the financial industry include? The financial industry refers to special enterprises dealing in financial commodities, including banks, insurance, trusts, securities, leasing and pawning.

1, after a long historical evolution, the financial industry has gradually developed into a multi-category financial institution system from a relatively single form in ancient society. In the modern financial industry, all kinds of banks occupy a dominant position. Commercial banks are the earliest and most typical forms of modern banks. Although city banks, deposit banks, industrial banks, mortgage banks, trust banks and savings banks are all engaged in financial business, their business nature is often very different, and the financial authorities often limit their business scope. Modern commercial banks generally operate a variety of financial services. In addition to a large number of branches in China, large commercial banks often have branches abroad, thus becoming a world-wide multinational bank. Modern large commercial banks are usually the financial centers of large monopoly consortia. Holding company has become an important organizational form of financial industry in contemporary developed capitalist countries.

Different from commercial banks, they are specialized banks. Specialized banks are generally funded or supervised by the state (* * *). Its business, especially credit business, is mostly concentrated in one or several industries, with emphasis on supporting the development of certain industries.

2. The establishment of the central bank is a milestone in the history of financial development. In the modern financial industry, the central bank is in a dominant position. It is the issuing bank of currency, the bank of * * *, and the bank of the bank. It is responsible for formulating and implementing national financial policies, regulating currency circulation and credit activities, and is generally the management and supervision organ of financial activities.

3. In addition to banks, modern financial industry also includes various cooperative financial organizations (such as cooperative banks, mutual banks, credit cooperatives or credit combinations). ), finance companies (or commercial banks), discount companies, insurance companies, securities companies, financial consulting companies, professional savings and remittance institutions (savings offices, postal savings and remittance bureaus, etc.). ), pawn shops, gold and silver industries, financial exchanges (stock exchanges, postal savings and exchange bureaus, etc.). The management methods of modern financial industry have been very modern, and electronic computers and automation services have become quite popular.

4, the financial industry-characteristics

individual

Indicators mean that financial indicators reflect the overall and individual situation of the national economy from all angles, and the financial industry is a barometer of the development of the national economy.

monopolize

On the one hand, monopoly means that the financial industry is strictly controlled by the central bank, and no unit or individual may set up financial institutions at will without the approval of the central bank; On the other hand, finance refers to the relative monopoly of specific financial business. Credit business is mainly concentrated in the four major commercial banks, securities business is mainly concentrated in national securities companies such as Cathay Pacific, Huaxia and Nanfang, and insurance business is mainly concentrated in PICC, Ping An and Pacific Insurance.

high-risk

High risk means that the financial industry is a distribution center for huge amounts of money, involving all sectors of the national economy. Any mistakes in business decisions of units and individuals may lead to "domino effect".

Interest dependence

Interest dependence means that financial interests depend on the overall interests of the national economy and are greatly influenced by policies.

Question 8: What is finance? What types of enterprises does finance include? Finance refers to the issuance, circulation and withdrawal of money, the issuance and recovery of loans, the deposit and withdrawal, the exchange of foreign exchange and other economic activities.

A financial enterprise refers to an enterprise that needs to obtain a financial business license granted by the financial supervision department to conduct business, including policy banks, postal savings banks, state-owned commercial banks, joint-stock commercial banks, trust and investment companies, financial asset management companies, financial leasing companies and some financial companies that need to obtain a banking business license to practice; Securities companies, futures companies and fund management companies that need to obtain securities business licenses to practice; All kinds of insurance companies that need to obtain insurance business licenses.

Question 9: What jobs are there in the financial industry? The financial industry is divided into four categories: banking, securities, insurance and other financial activities, and their specific positions are listed under these categories ... financial industry.

banking

Senior management/operation, banking/finance, investment/financing/guarantee/wealth management,

CEO, president, director, partner, branch, branch manager, bank/finance/finance manager, risk control/foreign exchange trading, fund management/transaction management, asset management/asset evaluation, credit management/credit investigation, etc.

stock market

Securities/foreign exchange/futures, risks/funds, consultants/consultants.

Securities/foreign exchange/futures manager, securities/futures/foreign exchange broker, securities analyst, media analyst, property right transaction, stock/futures trader, risk/fund management, fund manager, fund product development, fund sales and other positions.

insurance industry

types of insurance

Insurance business manager, insurance agent, insurance consultant, financial planner, insurance underwriting, insurance claims and other positions.

Other financial activities

Project management, financial translation, financial law, marketing, administrative personnel, etc.

Project director, project specialist, project manager, translator, legal adviser, lawyer, paralegal, legal specialist, marketing manager, marketing specialist, market analyst, researcher, sales, customer representative, administration, personnel, front desk, assistant, clerk and other positions. There are specific details. I hope this information is useful to you.

Question 10: What does Internet finance include? What are the specific categories? The development of traditional financial internet has experienced online banking, third-party payment, personal loans and corporate financing. Including but not limited to payment for third parties, sales of online wealth management products, credit evaluation and audit, financial intermediary, financial e-commerce crowdfunding and other modes.