What do the five high-risk areas of Bank of China mean

1, credit risk: including the risk of credit operations such as loans and credit cards, and the likelihood of default by borrowers.

2, market risk: including exchange rates, interest rates, commodity prices and other market changes or risks arising from extreme events, the impact on the bank's balance sheet and income cash flow.

3, operational risk: including risks arising from human negligence, system failure or malicious behavior, such as money laundering, internal fraud.

4, liquidity risk: the bank will face some liquidity risks that require a high degree of attention in the operation of the balance sheet, such as the inability to liquidate assets in a timely manner, the emergence of funding gaps and so on.

5. Strategic Risk: Banks need to face some risks arising from strategic decisions in the process of operation, such as irrational product structure, lack of business innovation, and so on.