The difference between net worth financial management and traditional financial management

Traditional financial management cannot be redeemed before it expires. Net worth wealth management products are open weekly or monthly, and users can purchase and redeem them during the opening period.

2. Different incomes

Traditional financial management has low income, while net worth financial management has high income.

3. Different risks

The risk of traditional financial management is slightly lower and is not affected by market conditions; The income of net wealth management changes with the market. When the market is good, the income will be much higher than that of traditional financial management, but when the market is bad, the income will also be greatly lost.

4. Different information transparency

The income of traditional financial management is fixed, and the net worth financial management will update the income regularly, which is clearer than the information of traditional financial management.

5. Different subjects take risks.

Traditional wealth management products can basically be paid at maturity, and banks enjoy the excess income of wealth management products beyond the expected income while taking certain risks. Net worth wealth management products are owned by investors at their own risk.