Compared with traditional securities investment, what are the characteristics of Internet securities investment?

The characteristics of Internet securities investment are:

1, collective investment. The characteristic of the fund is to concentrate scattered funds and hand them over to professional institutions to invest in various financial instruments in order to increase the value of assets. The minimum investment requirements of the fund are not high. Investors can decide the number of purchases according to their own economic ability, and some funds don't even limit the amount of investment.

2. spread risks. Reducing risks and improving returns with a scientific investment portfolio is another major feature of the fund.

3. Professional financial management. It is not only an important feature but also an important function of securities investment funds to concentrate scattered funds and entrust them to professional institutions for investment and operation.

What are the main operating modes of Internet securities?

At present, there are two main modes of Internet securities industry in China. One is the network operation of traditional brokers, and the other is the cooperation between internet companies and brokers to build an internet securities platform.

Traditional brokers touch the net: traditional e-commerce network operations include network account opening, e-commerce marketing, and mobile clients. Brokers use e-commerce platform to build online flagship stores and sell financial products such as investment consulting and information services. On the other hand, we should build our own internet mall and sell the products in the hands of brokers to customers quickly.

Brokers+Internet companies: Traditional brokers cooperate with Internet companies to establish a third-party Internet securities platform, and seize the customer base by importing customer traffic from Internet companies and financial data processing and technical analysis of their own professional systems.

There are three main ways:

First, on the mobile client, establish an online financial platform to provide customers with real-time trading quotes and information, set stock price reminders, seize trading opportunities, and attract customers with interactive services.

Second, you can enjoy commission by opening an account online in cooperation with brokers. In addition, it provides financial services for the margin balance, does not participate in revenue sharing, and only charges a very low management fee.

The third is to buy shares in brokers. Internet provides network access services and venture capital support for brokers, and brokers provide trading functions for Internet companies' apps.

legal ground

Article 176 of the Criminal Law Crime of illegally absorbing public deposits

Whoever illegally absorbs public deposits or absorbs public deposits in disguised form, thus disrupting the financial order, shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall also or only be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan. If a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the directly responsible person in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.

Crime of fund-raising fraud in article 192 of the criminal law

Whoever illegally raises funds by fraudulent means for the purpose of illegal possession, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property.