How to promote the integration of traditional finance and Internet?

The integration of Internet is gradually breaking the bottleneck of high cost, low efficiency and unsustainable business in traditional inclusive finance. How to create a good policy environment for the development of inclusive finance, continuously improve the coverage and accuracy of inclusive finance, and enhance the financial availability of the poor and weak links has become a new proposition of this era.

Inclusive finance's innovative development needs to rely on a series of technological innovations to expand the scope of financial services, reduce the cost of financial services and control financing risks. To solve the problem of difficult and expensive financing for small and micro enterprises, we must rely on organizational innovation and form a "door-to-door" financial system with small and micro enterprises. In this process, we should not only emphasize multi-format and diversification, but also lower the threshold of these innovative financial products and services. Through the internet system, we can realize the effective linkage of mass creation, crowdsourcing and crowdfunding, and constantly optimize the micro-ecology. The three pillars of supervision, users and technology will promote the development of digital inclusive finance. At the same time, technology can also promote the innovation of internet financial supervision means.