How much is the car commercial insurance?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Compulsory insurance does not belong to automobile commercial insurance. Compulsory insurance is required by the state and is also called compulsory auto insurance.

Commercial insurance has many contents, such as: third party liability insurance, car damage insurance and so on.

Main insurance: third party liability insurance, vehicle loss insurance, vehicle personnel liability insurance, vehicle theft and emergency rescue. Additional risks: excluding deductible insurance, glass breakage insurance, body scratch insurance, water-related insurance, falling objects insurance and animal infestation insurance (optional).

The full name of compulsory traffic insurance is "compulsory liability insurance for motor vehicle traffic accidents", which is a kind of compulsory liability insurance that the insurance company compensates the victims (excluding the people on board and the insured) for personal injuries and property losses caused by road traffic accidents of insured motor vehicles within the limit of liability. Compulsory insurance is the first compulsory insurance system implemented by national laws in China. Its premium is subject to the national unified charging standard, which is uniformly stipulated by the state, but the compulsory insurance price of different models is also different, and the main influencing factor is "the number of car seats".

According to the Regulations on Compulsory Traffic Insurance, the owners or managers of motor vehicles driving on the roads in People's Republic of China (PRC) should handle compulsory traffic insurance. If the owner or manager of a motor vehicle fails to handle compulsory insurance in accordance with the regulations, the traffic administrative department of the public security organ has the right to detain the motor vehicle, notify it to handle insurance in accordance with the regulations, and impose a fine of twice the insurance premium payable.