Functions and market share changes of various financial institutions?

1. Commercial Banks: Function: Provide financial services such as deposits, loans, remittances and payments. Changes in market share: with the development of Internet finance, the market share of commercial banks has been impacted to some extent, but it is still the core of the financial system.

2. Insurance companies: Function: Provide insurance products and services, including life insurance, property insurance and so on. Changes in market share: with the improvement of people's awareness of risk, the market share of insurance companies has gradually increased, especially in the field of life and health insurance.