What procedures should I pay attention to when buying insurance?

Buying insurance is not a simple matter. When you decide to buy yourself a guarantee, you need to do all kinds of screening. Let's briefly analyze the matters needing attention when applying for insurance. For a more specific explanation, you can move to this article and read "What is the insurance application process?" What problems should I pay attention to when buying insurance? "

1. What problems should I pay attention to when applying for insurance?

1. Health notification should be truthfully informed.

Many products need health notification, and the insured must truthfully inform the relevant information. If it is concealed, it may lead to the rejection of subsequent claims.

2. Read the insurance contract carefully

The first trick: look at insurance liability.

The second measure: look at the insurance information.

The third measure: look at the exclusion liability: most of the reasons for the insurance company's refusal to pay compensation are written in the exclusion clause.

The fourth measure: watch it four times: hesitation period, waiting period, grace period and suspension period.

Step 3: Suitable for the crowd

Different types of insurance may be suitable for different people.

4. Information check

Check your name, ID card and mobile phone number.

5. Identify beneficiaries

Generally speaking, the beneficiary of an insurance contract is legal. In order to avoid the trouble of subsequent claims, the beneficiary can be designated.

Second, dad's summary

Generally speaking, the insurance process is not complicated, but you must make relevant preparations and know what protection you need before you can choose the right product.