The credit balance of a bank to a single group customer shall not exceed the net capital of a commercial bank.

If a group customer adds affiliated subsidiaries after obtaining the credit line of the Bank, the credit line of the newly added subsidiaries shall be included in the unified management of the credit line of the group customer, in addition to information recording as required in Article 19. ?

Due to reorganization or other circumstances, subsidiaries that have been included in the unified credit management of group customers are no longer subordinate to group customers, and the credit line of subsidiaries should be deducted from the original approved unified credit line of group customers and reported to the Head Office for the record. ?

Extended data:

Precautions:

According to the consultation between the CBRC and the central bank, the central bank is responsible for the regulation of the total amount of money and credit this year, and the CBRC mainly supports and cooperates from the perspective of prudential supervision. This arrangement will help the central bank to establish a macro-prudential policy framework.

According to the dynamic adjustment plan, when determining the payment standard of differential deposit reserve, reference will be made to the operating scale, correlation and substitution of financial institutions in the whole financial system, as well as the differential collection of their main operating indicators and regulatory risk indicators. All financial institutions with low capital adequacy ratio and high operational risk will have to pay more deposit reserve.

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