The bank with the highest interest rate in China.

The bank with the highest interest rate is not determined by the fixed deposit period and fixed number of years. Generally, the Postal Savings Bank has the highest interest rate.

The highest current interest rate in bank of tianjin is 0.42%, and that in Postal Savings Bank is 1.65%. The highest interest rate of six-month fixed deposit of Postal Savings Bank is 1.95%. Postal savings bank's one-year fixed deposit interest rate is 2.25%; The highest interest rates for two-year time deposits are Postal Savings Bank, China Everbright Bank and China Construction Bank, with the interest rate of 2.94%. The maximum interest rate of the three-year fixed return deposit of the Postal Savings Bank is 4. 125%.

Extended data:

At present, there are six large state-owned commercial banks in China, namely Industrial and Commercial Bank, China Construction Bank, Agricultural Bank, China Bank, Bank of Communications and Postal Savings Bank. Among them, the deposit interest rate for the establishment of diplomatic relations between workers and peasants is relatively low, which is also the lowest deposit interest rate on the market at present. The highest three-year interest rate of ordinary deposits in these major banks is only about 3.85%, and the large deposit certificates are only about 4. 18%.

Joint-stock banks include China Merchants Bank, Industrial Bank and Minsheng Bank. The current deposit interest rates of these banks are similar to those of large state-owned banks, and the deposit interest rates of individual outlets are slightly higher than those of large state-owned banks in the same period, but most of them are actually similar to those of several large state-owned banks. The interest rate of ordinary deposit is about 3.58% ~ 3.85%, and the deposit certificate is about 4. 18%.

Relatively speaking, the deposit interest rate of the Postal Savings Bank is relatively high. At present, the three-year interest rate of ordinary deposits in Postal Savings Bank can reach about 4. 12%, which is much higher than the other five major banks.