The pos machine of CCB decoration loan cannot be brushed.

The renovation loan of CCB cannot be capped.

According to the official website of China Construction Bank, the renovation loan amount of China Construction Bank ranges from 5,000 RMB to 1 million RMB, depending on the guarantee method and the comprehensive qualification of the borrower.

If the borrower's credit card limit is limited, it means that the available credit line in the card has been emptied, and the borrower can choose to apply for a personal credit loan or use it for decoration. You can apply for "quick loan" directly in the mobile banking app of CCB, or you can choose to apply for consumer loan in official website of CCB.

If the limit means that there is a limit in the borrower's card, but he can't swipe it, then it may be that the borrower's credit card limit on that day exceeds the limit in the card and he can swipe his card until the next day. If the borrower is in a hurry, he can also contact the bank to explain his situation and ask for the opening of the line.

Why can't CCB's home improvement card be swiped?

The reason for this is the following：

1. The POS network of the merchant has failed;

2. The status of the user's bank card is abnormal;

3. Merchants are classified as risk merchants;

The balance in the bank card is less than the consumption limit.

The amount in the decoration loan card of CCB can only be used for home decoration, and can only be used by swiping the card on the POS machine designated by the bank. Cardholders can't transfer money to withdraw cash, but only swipe their cards in industries with decoration as the backbone.

I can't pay anything for the renovation loan.

First of all, we should know that the POS machines supporting the renovation loan of CCB need to meet the requirements of the issuing bank for merchant MCC, and at the same time meet the requirements of large amount. Merchants in the decoration industry must swipe their cards and credit cards must be in the decoration industry. Next, let's explain in detail: first, does CCB decorate pos machines? The credit card decoration loan launched by China Construction Bank cannot be swiped casually, because when the agreement is signed, the decoration loan funds can only be used for home decoration, and can only be swiped at a specific POS machine, and cannot be used for transfer and cash withdrawal. Under normal circumstances, you can only swipe your card in decoration-related industries. First of all, we should know that the POS machines supporting the renovation loan of CCB need to meet the requirements of the issuing bank for merchant MCC, and at the same time meet the requirements of large amount. Merchants in the decoration industry must swipe their cards and credit cards must be in the decoration industry. Next, let's explain in detail: first, does CCB decorate pos machines? The credit card decoration loan launched by China Construction Bank cannot be swiped casually, because when the agreement is signed, the decoration loan funds can only be used for home decoration, and can only be swiped at a specific POS machine, and cannot be used for transfer and cash withdrawal. Under normal circumstances, you can only swipe your card in decoration-related industries. In contrast, ...

First of all, we should know that the POS machines supporting the renovation loan of CCB need to meet the requirements of the issuing bank for merchant MCC, and at the same time meet the requirements of large amount. Merchants in the decoration industry must swipe their cards and credit cards must be in the decoration industry. Next, let's explain it in detail:

First, CCB decoration loan pos machine brush: The credit card decoration loan launched by CCB cannot be swiped casually, because when signing the agreement, the decoration loan funds can only be used for home decoration, and can only be swiped on a specific POS machine, and cannot be used for transfer and cash withdrawal. Under normal circumstances, you can only swipe your card in decoration-related industries, such as home appliances, decoration and hardware. If it is suspected of violating the law again, CCB has the right to require the applicant to repay all the arrears in one lump sum. It can be seen that the consequences of casually brushing the decoration loan of CCB are still very serious. CCB finds that the applicant has violated the rules, and if it is held accountable, it will also affect personal credit. Users who have already applied for the renovation loan of CCB, please use the funds reasonably according to the requirements of the contract, and no false transactions are allowed.

Second, how to brush the decoration loan of CCB: The decoration loan of CCB is a special consumer loan, which can only be used for merchants in decoration-related industries, such as furniture, household appliances, decoration companies, hardware, etc., and the amount exceeds 654.38+ million, which will be paid in two installments. Therefore, it is best to use the POS machine developed by the decoration company to brush the decoration loan of CCB, which is safe and will not affect personal credit.

3. The credit card cannot be swiped from the pos machine of the renovation loan of CCB: 1. What we need to know is that the reason why our card can't be swiped may be because we didn't receive the SMS prompt. Generally, as long as we receive this short message from the bank, we should be able to swipe our card. But what we need to know is that the bank will not send this short message soon. Only when our CCB credit card has passed the examination and approval will it be accepted by the banking system. 3. Only after receiving the successful approval information will the system send a notification message to our mobile phone. If we see this news. 4. Only then can we swipe the card we need on the machine, so that it can be swiped out under normal circumstances. If not, we might as well wait.

4. What are the pos machines that can be used for renovation loans of CCB? There are many types of POS machines that can be used for decoration loans in the market, and large POS machines are the main ones. Because POS machines generally have a limited number of cash cards. The traditional POS machine generally swipes a savings card for 300,000 yuan, which is 300,000 yuan a day. If a merchant uses a business license to access the network, a single sum of 600 thousand is 600 thousand a day. Here are two POS machines suitable for decoration loans: 1. If an individual handles small and micro businesses, Bian Xiao will generally recommend Lacarra POS machine Q4: Lacarra Q4 is a product of Lacarra, and Lacarra Payment Co., Ltd. is a regular cleaning machine with a third-party payment license, and the license range in the People's Bank of China is 1 100 million yuan. Therefore, Lacarra's products are all cleaning machines and safety funds, which is worthy of being a big brand. Lacarra Q4 machine brush savings card has a single limit of 300,000 yuan, and the handling fee of savings card is capped in 20 yuan. Lacarra Q4 machine supports MCC decoration industry and can be used in building materials and decoration industry. Lacarra Q4 mobile phone charge rate is 0.55%, and code scan rate is 0.38%. Credit card merchants are all real local merchants. 2. You can also use the Saint Dijia POS machine to brush the decoration card. This brand is well-known in Guangdong and Guangxi and has many users. Always take a stable route, the merchants are stable and the rates are stable. Therefore, product performance and industry reputation have always been very good. St. Dijia POS machine is a regular cleaning machine with a payment license issued by the central bank. The collection scope of Saint Dijia is limited to five provinces and cities, that is, only in Beijing, Shanghai, Guangdong, Hainan and Guangxi can Saint Dijia POS machines be used and landed. This is more important. If your place does not belong to these five places, then it is not recommended that you use this POS machine. St. Dijia has stable rates, stable merchants and stable product performance. At present, it is one of the few POS machine brands that adhere to the long-term stable route.

To sum up, CCB's renovation loan POS machine can't be swiped out, which may be because the merchant types don't correspond, that is, the MCC codes don't match, or it may be because the issuer restricts or the system approval fails. Generally, you can change a POS machine and try trading again.