What are the real estate trust financing models?

1. loan trust financing mode. Entrusted by investors, trust and investment companies collect their funds in the form of trust contracts, and then lend them to developers through trust loans. The developer pays interest regularly and repays the principal to the trust and investment company when the trust plan expires. Trust and investment companies regularly pay investors trust income, and pay the last trust income and repay the principal when the trust plan expires. 2. Equity trust financing mode. Trust and investment companies raise funds from fund holders by issuing trust products, and then inject funds into the project company by means of equity investment (acquisition of equity or capital increase and share expansion). At the same time, the project company or the relevant third party promises to buy back the equity held by the trust and investment company at a premium after a certain period (such as two years). 3. Mixed trust financing mode (mezzanine financing mode) A mixed trust investment and financing mode combining creditor's rights and equity. It not only has the basic characteristics of loan and equity real estate trust, but also has the characteristics of flexible scheme design and complex transaction structure, and meets the developer's demand for funds with equity, creditor's rights and combination. 4. Financing mode of property benefit trust. The developer entrusts the real estate held by him to a trust company, forming a priority beneficiary right and a secondary beneficiary right, and entrusts the trust company to transfer the priority beneficiary right held by him. Trust companies issue trust plans and raise funds to purchase priority beneficiary rights. If the investor's priority beneficiary right is not fully paid off after the expiration of the trust, the trust company has the right to dispose of the property to make up for the benefit of the priority beneficiary right, and the developer's inferior beneficiary right lags behind in compensation.