Determination of traditional automobile insurance premium rate

Generally, the following factors should be considered in determining the insurance premium rate of motor vehicles: subordinate factors, subordinate factors and other factors. The following factors mainly include: vehicle model, brand model, vehicle use, old and new vehicles, vehicle safety configuration, driving area, exhaust volume and parking place; Subjective factors mainly include: gender, age, driving experience, accident records, claims records, marital status, occupation, health status, personal hobbies and conduct, and the number of drivers.