Traditional Culture Encyclopedia - Traditional virtues - What changes has Yu 'ebao brought to financial management?
What changes has Yu 'ebao brought to financial management?
With the efficient operation of the Internet platform, tens of millions of investors have transferred their funds to Yu 'ebao. Prior to this, it was difficult for these investors with few assets to get the favor of banks. After all, for the traditional banking industry, the cost of serving low-net-worth customers far exceeds the income. In the field of internet finance, these traditional costs have disappeared, and small and medium-sized investors have more investment opportunities.
Driven by Yu 'ebao, the Baby Corps has grown rapidly, attracting many investors' deposits to move. According to the data of official website Fund Industry Association, by the end of April of 20 14, the scale of fund public offering was 3,734.922 billion yuan, of which the scale of monetary fund was as high as 1.75 trillion yuan, a record high, and also a record high.
Not only are financial channels constantly expanding, but Internet finance represented by Yu 'ebao is also changing people's lifestyles. It is becoming an unconscious habit to buy a dazzling array of goods in the shopping mall with Alipay wallet, take a taxi with WeChat instead of cash, and even look at the income of Yu 'ebao every day.
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