What items do you usually buy for auto insurance?

The purchase items of auto insurance are determined as follows according to the demand:

1, comprehensive type

Compulsory traffic insurance+commercial three liability insurance (654.38+0 million yuan)+car damage insurance+vehicle personnel liability insurance+burglary rescue+glass breakage insurance alone+exclusive franchise+car body scratch loss insurance.

About 20% car owners choose this combination. Suitable for new car novices and car owners who need comprehensive protection.

2. Conventional type

Compulsory traffic insurance+commercial three-liability insurance (500,000 yuan)+car damage insurance+vehicle personnel liability insurance+theft and emergency rescue+excluding special deductible.

About 60% car owners choose this combination. It is suitable for vehicles parked in parking lots guarded by long-term fixed personnel, and also suitable for car owners who have certain driving experience and are willing to take some risks themselves.

3. Economic

Compulsory traffic insurance+commercial third-party liability insurance (500,000)+car damage insurance+excluding deductible.

About 15% of car owners choose this type of combination. Suitable for long-term use of vehicles, skilled driving skills, willing to bear most of the risks themselves.

Extended data:

The purchase principle of automobile insurance:

Principle 1: Give priority to buying full third party liability insurance. The third party is the most important type of automobile insurance. After all, you don't have to drive if the car is destroyed, but the compensation of others can't be exempted. When buying auto insurance, we should put the ability to compensate others for losses in the first place.

Principle 2: The insurance amount of the three risks should refer to the local compensation standard.

Principle 3: Buy vehicle personnel insurance first, and then buy car damage insurance. If there are no other accident insurance and medical insurance owners, buy yourself 6.5438 million driver insurance as medical expenses; If passengers have a high chance of riding, they can take out passenger insurance.

People's Network-How to buy auto insurance cost-effective? Which of the three matches suits you?