What does financial knowledge include?

The contents of finance can be summarized as the issuance and withdrawal of money, the absorption and payment of deposits, the issuance and recovery of loans, the trading of gold, silver and foreign exchange, the issuance and transfer of securities, insurance, trust and domestic and foreign currency settlement. Institutions engaged in financial activities mainly include banks, trust and investment companies, insurance companies, securities companies, investment funds, credit cooperatives, finance companies, financial asset management companies, postal savings institutions, financial leasing companies, securities, gold and silver, foreign exchange exchanges, etc. Finance is an economic category formed after the emergence of credit currency, and it and credit are two different concepts: (1) Finance refers to the financing of monetary funds (narrow sense finance), people not only borrow money to finance funds, but also issue stocks to finance funds. (2) Credit refers to the borrowing of all currencies, and finance (in a narrow sense) refers to the financing of credit currency. The reason why people want to create a new concept other than "credit" to refer to the financing of credit currency is to summarize a new economic phenomenon; The two economic processes of credit and currency circulation have been closely combined. Bank credit is considered as the core of finance, which can create money and reduce it. Finance is a branch of economics that studies finance. The traditional research field of finance has two directions: macro-level financial market operation theory and micro-level enterprise investment theory. 1. Finance is a credit transaction. (1) Credit in credit economics is a form of commodity trading, which corresponds to spot trading (instant settlement trading). Credit is the foundation of finance, and finance can best embody the principles and characteristics of credit. In the developed commodity economy, credit has been integrated with currency circulation. (II) The proper characteristics of credit transactions A. On the condition that the other party repays the money, one party first transfers the ownership or part of the power of the goods (including currency) to the other party; B there is a certain time difference between the first transfer of ownership or power of one party and the relative repayment of the other party; C the party who delivers first needs to bear certain credit risks, and the occurrence of credit transactions is based on giving the other party trust. 2. In principle, finance must aim at money. 3. Financial transactions can occur between various economic sectors. Its main research branches include: