Ping An auto insurance, telephone sales and brick-and-mortar sales of the policy what is the difference?

1, telephone sales policy is approved by the Insurance Regulatory Commission of the special policy, terms and conditions and rates are also reviewed, than the conventional sales rates to preferential 15%;

2, telephone sales policy and the traditional policy claims service is no difference, the insurance company's special repair points, loss adjusting points are enjoying the same as the traditional policy claims service;

3, generally go to the insurance company Recognized special repair station or automobile repair unit, 4S store, do not need to advance their own; but if the insurance company to determine the loss of time, you asked to repair, then they will give you a loss of a single, as long as you take this, and provide the invoice of the subsequent repairs, the amount of this invoice in the loss of the amount of the insurance company can go to the insurance company to ask for compensation. Some people are familiar with repair shops and will usually do this.

4, this insurance and buy in the 4S store there is not much difference, the key is still the insurance company loss adjuster to you after the loss of the amount of damage, generally go to the 4S store repair the estimated amount of damage will be more expensive than the regular repair store.