Shanwei, Guangdong: "One person buys a house, the whole family helps" talent accumulation fund, and the maximum loan for the house purchase festival is 2 million.

On September 13, the Housing Provident Fund Management Center of Shanwei City, Guangdong Province recently issued the Notice on Policy Adjustment of Personal Loan and Housing Provident Fund Withdrawal during the House Purchase Festival.

According to the new media, the "Notice" mentioned increasing the loan amount. During the period from September 10 to 10/0/3 1, the maximum amount of individual housing loans for employees with single deposit was raised from 240,000 yuan to 300,000 yuan, and the maximum amount of individual housing loans for employees with double deposit was raised from 400,000 yuan to 500,000 yuan.

At the same time, it also put forward a new policy of "one person buys a house and the whole family helps". During the House Purchase Festival, I support myself and my immediate family members (spouse, parents and children) to withdraw the provident fund to pay the down payment for house purchase.

In addition, housing loans from different places are accepted during the Housing Festival. Support employees who have paid the provident fund in different places to use the provident fund to buy first-hand commercial housing in Shanwei.

According to the interpretation of the policy, Shanwei Housing Provident Fund Management Center said that during the House Purchase Festival, you can enjoy the above measures when you buy (sign a subscription book or a house purchase contract) first-hand ordinary commodity housing in the administrative area of Shanwei City.

In order to increase the loan amount, the individual housing loan for employees with single deposit was raised from 240,000 yuan to 300,000 yuan, and the individual housing loan for employees with double deposit was raised from 400,000 yuan to 500,000 yuan; If either applicant (husband and wife) holds Shanwei Talent Certificate and is recognized as a first-,second-,third-and fourth-class high-level talent, the maximum loanable amount is 2 million yuan, 6.5438+0.5 million yuan, 6.5438+0.5 million yuan and 750,000 yuan respectively; If you use the talent room ticket to buy a house, the maximum loan amount is 650,000 yuan, regardless of whether one party or both parties apply.

For the new policy of "one person buys a house to help the whole family", if the balance of the provident fund of the applicant and his spouse is insufficient to pay the house purchase price or down payment, and their immediate family members (parents and children of both parties) are depositors in Shanwei, they can * * * withdraw the (pre) house purchase price or down payment of the suite at the same time. When employees and their spouses withdraw the down payment for house purchase, according to the provisions of the Shanwei housing provident fund liquidity risk plan, they must each keep the deposit amount of not less than the latest 12 months.

Housing loans in different places support the deposit of provident fund in different places (for more than 6 months in a row), and employees of either husband and wife who belong to their own administrative areas buy first-hand commercial housing in Shanwei City and use provident fund loans. Other loan conditions shall be implemented according to the current policy. If the immediate family members of employees (couples) from different places pay the provident fund in Shanwei, they can also enjoy the measure of "one person buying a house to help the whole family".