My financial composition

August 28th is my happiest day, because on this day, my father gave me a whole 125 yuan, which made me very happy. Father said, "Bobo, you will be a fifth-grade child in a few days." Don't be as ignorant as a child! Learn to manage your own money in the future. We will give you this money as start-up capital. In addition, I will give you 30 yuan a month as pocket money, what school supplies to buy, birthday gifts and so on. If it is not enough, take it from 125 yuan, but try to live within your means and have a slight balance. " Then, like magic, my mother "changed" a cash book and said, "This cash book is for your account. Every time you spend a sum, you should write it down here. Before my mother's voice fell, I swished through my notes. I saw' year, month, day, summary, income, contribution, balance' on the cash account book. I write it down one by one, and when I remember the last account and settle the balance, I'm finished. My mother asked me to confirm it again, and I confidently said,' Yes, yes'. Then my mother said,' Now let's take stock of the cash. As a result, the cash is 30 cents more than the account, which shows that the account is inconsistent. My mother asked me to make a careful note of any omissions. I'm sure I have recorded them all. My mother said it was impossible. The father on the side said,' I remember, didn't I just ask you to buy beer and return the bottle deposit to you? Oh, I suddenly realized that this is not right. I missed it. It turns out that what my mother said about daily, transaction by transaction and bookkeeping is absolutely correct.

Do everything carefully and step by step, in order to do things well.

Learn to manage money

In our life, one thing is indispensable, and that is money. Money, a vague but more realistic concept. It is carried by everyone, but it is difficult to run a program called "Let Go" on it.

In the innocent childhood, our impression of it is hazy, full of childishness and innocence. In the twilight of memory, those colorful papers with heads printed on them reflect colorful balloons scattered in the sky next to kindergartens, tempting snacks in shop windows, and intoxicating smiles of dolls with beautiful hair and perfect faces. Money, for us at that time, was nothing more than that.

I used to have a bad habit of spending money indiscriminately every day without any plans. I bought some erasers today and will collect some books tomorrow. Every time I run out of money, I always think: Never mind, my mother will give it to me when the money runs out, don't worry.

Once, my mother saw that I spent too much money and was a little anxious, so she asked me to discuss: "You have grown up and should learn to manage your own money." I'll give you the rest of the change after shopping, so you should keep it well. " "I was very happy to hear that, and I thought," Great, so I can buy a new notebook!

On the first day, I bought an eraser and spent one yuan. In the evening, my mother listened to me and told me where the money was spent all day. She said, "If you spend one yuan a day, you can figure out how much it will cost a month."

I quickly said, "30 yuan." "You see, one day costs 1 yuan, 10 days is 10 yuan. 30 yuan will be in a month. How many years does it take to get to 360 yuan? What about ten years? " As soon as I heard this, it really makes sense. I can't help worrying: will my money run out like this? No, I have to spend less.

The next day, when I was shopping in front of the store, I couldn't help but take back my outstretched hand. He said to himself, "no, if you spend money every day, you will overspend." Can't spend any more! " So, in the next few days, I didn't spend a penny. Day after day, week after week passed. Moreover, I learned to keep accounts and manage my "savings" better. My savings core has become heavy, and there are more and more books on the shelf every day. I am getting richer every day. My wealth is not only wealth, but also spiritual wealth!

I thank my mother because she taught me how to save money and how to manage money.