What kinds of health insurance are there?

The types of health insurance include medical insurance, sickness insurance, disability income loss insurance, nursing insurance and medical accident insurance. However, when we buy health insurance, we need to pay attention to these contents: Is it necessary to buy health insurance? These routines must be paid attention to!

Health insurance refers to the life insurance paid by the insurance company to the insured when he is ill. The health insurance we often say actually refers to the critical illness insurance and medical insurance.

Among them, critical illness insurance is payment insurance, which usually covers serious illness, moderate illness and mild illness. When the insured unfortunately suffers from the contracted disease and reaches the corresponding claim standard, the insurance company will directly pay a sum of money, and the use of this money is not restricted. If you don't know what kind of critical illness insurance to choose, you can take a look at this list: Top Ten Hot Critical illness insurance stocks worth buying!

Medical insurance is reimbursement insurance, which usually covers hospitalization, special outpatient service, emergency treatment before and after hospitalization, etc. When the agreed deductible is exceeded and the corresponding conditions are met, reasonable and necessary medical expenses can be reimbursed.

In addition, when choosing medical insurance, it is best to choose medical insurance with guaranteed renewal, such as guaranteeing renewal for 6 or 20 years, which can give us relatively stable medical insurance. I have screened ten excellent medical insurances for you, and you can choose from them: the latest list of ten million medical insurances is freshly released!

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