What is the transformation of insurance industry? What is the specific situation? Is the insurance industry still doing well after the transformation?

First of all, you should know what the insurance industry is like. What matters is whether you are suitable or not, whether you like it or not.

The insurance industry is a relatively low threshold industry.

But now the insurance industry is more complicated, and the exhibition industry is not as easy as before, but as long as you work hard.

A promising sunrise industry

I guess you will participate in life insurance first. Get ready.

Personal insurance agent, the general work includes:

1, to publicize insurance knowledge, explain insurance clauses, comment on products and analyze personal financial needs for consumers;

2. Designing insurance plans for consumers and making insurance plans;

3. After the insured is out of danger, assist him to make claims with the insurance company, and so on.

In the modern insurance market, insurance agents have become one of the main forms and ways for insurance companies all over the world to develop insurance business.

Core competitiveness:

Knowledge requirements: Insurance agents generally require college degree or above, preferably insurance major, proficient in insurance professional knowledge, understanding of finance, finance, law and other related knowledge, as well as social and psychological knowledge.

Skills requirements: Understand the operating rules of the insurance industry, have a certain mathematical foundation, be good at interpersonal communication, have tenacious perseverance and persuasion and communication skills.

Experience requirements: have more than half a year's practical experience in insurance business and understand customer needs.

Professional quality: self-confidence, flexibility, diligence, enthusiasm, initiative, honesty and reliability, coupled with perseverance, a little humor and sense of responsibility, and appeal, become the best candidate for insurance agents.

Professional status:

Insurance agents are employed by insurance companies and are the main force in insurance management. After AIA 1992 rushed to Shanghai, the insurance agent system was introduced, which greatly promoted the development of Shanghai insurance market. After China's entry into WTO, the continuous penetration of foreign insurance companies, the rapid development of domestic insurance market, the improvement of people's living standards and the enhancement of risk awareness have created favorable conditions for the prosperity of China's insurance industry. At present, China's insurance market is expanding rapidly, and international financial experts have long asserted that "China is the largest insurance market in the world." A huge market means huge profits. To this end, the main force of the insurance industry-insurance agents have a broader stage.

Risks and rewards:

Insurance agent is a challenging occupation. Although I am very free, I often have to go out, which is quite hard and easy to be rejected. In addition, some insurance agents who lack professional ethics do whatever it takes to get insurance and don't pay attention to service, which tarnishes the reputation of this profession to some extent.

The income of an insurance agent depends entirely on the individual's ability and the price he is willing to pay. The general commission is 10%-25%, with no ceiling. If it is done well, the income is still considerable.

Career trends:

Development Path: According to China's Insurance Law and Regulations on the Administration of Insurance Agents (for Trial Implementation), insurance agents must hold the Insurance Agent Qualification Certificate issued by the State Insurance Regulatory Authority before they can engage in insurance agency activities. In addition, insurance companies generally train insurance agents, and those who do well can be promoted to director, assistant manager and manager step by step.

Transformation opportunities: insurance agents can also be insurance brokers and insurance consultants. In the insurance industry or switch to marketing professions such as sales representatives.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.