What are the common investment methods?

The common investment methods are 14, which are savings, bonds, stocks, funds, real estate, foreign exchange, antiques, calligraphy and painting, insurance, lottery tickets, funds, coins, stamps and jewelry. Among these 14 kinds, antiques, calligraphy and painting have rich value-added connotations, but they need rich professional knowledge and appreciation ability, which is beyond the operational ability of ordinary people; Stamps are common in family collections, but as an investment, the effect is not obvious, which is more suitable for personal hobbies. Foreign exchange, whose operation is influenced by the international financial situation, is very unpredictable and risky; Lottery, almost gambling, can only be used as a condiment of life ... Therefore, the most common way of family financial management is to use several tools such as bank savings, bonds, real estate, insurance and stocks.

Bank savings is the traditional way for most people to manage their finances. From the perspective of financial management, savings should be mainly short-term, with convenient access and interest enjoyment; Long-term savings, according to the existing bank interest, taking into account inflation and interest tax and other factors, the longer the money is saved, the greater the risk of depreciation.