What are the advantages and disadvantages of universal life insurance products compared with traditional life insurance?

Universal insurance is a kind of insurance products. Like traditional life insurance, it can not only protect life, but also allow customers to directly participate in the investment activities of funds in the investment account set up by insurance companies for the insured. The value of the policy is linked to the fund performance in the investment account of the insured operated independently by the insurance company.

Most of the premiums are used to purchase investment account units set up by insurance companies, and investment experts are responsible for the transfer of funds in the accounts and investment decisions, and put the funds into various investment tools. Different insurance companies generally have different universal insurance. It is recommended to contact the official customer service of the corresponding insurance company for consultation.

Tips: The above contents are for reference only, subject to the official reply of the corresponding insurance company. If you want to know more about Ping An Life Insurance Company of China, you can call Ping An Life Insurance Company of China Customer Service at 95511for detailed consultation.

Reply time: 202 1-08-03. Please refer to the latest business changes announced by Ping An Bank in official website.

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