The difference between telephone auto insurance and ordinary auto insurance

The difference between telephone auto insurance and ordinary auto insurance is as follows:

1, different insurance methods: Telephone auto insurance means that the insured directly calls the insurance company to insure the auto insurance by telephone; Ordinary auto insurance is insured by sales personnel or insurance agents.

2. There is no seller in the middle: telephone auto insurance can only be insured through manual customer service, while ordinary auto insurance is usually an insurance agent who sells products online and then insures.

3. Different premium concessions: telephone auto insurance, many insurance companies will launch different activity packages, ordinary auto insurance, because offline stores need to consume more manpower and material resources, so the discount is relatively low.

4. The service after claim settlement is different: although telephone insurance is more convenient, it is often easy to find the relevant person in charge in the claim settlement after claim settlement. In the post-claim settlement of ordinary auto insurance, claims can be docked through insurance agents or insurance company sales personnel.

However, although telephone auto insurance is cheaper than ordinary auto insurance, the protection enjoyed by the insured will not be discounted, and so will the services enjoyed.