Financial and business thinking, eliminating the closed logic of lack of money

Some people say, "China's financial industry is the industry that can realize the Chinese dream best, because it has nothing to do with your background or your education-as long as you work hard enough, you will have a chance to change your destiny quickly!

If you believe these words, you have already lost!

Why?

Because the essence of finance is "Qian Shengqian".

Life is not easy, and there are many people who are exhausted for their livelihood.

In the name of "lack of money", many people lament that it is not easy to make money because of untimely birth.

Many people, under the banner of "having money", feel that it is not difficult to create wealth because of the gift of the times.

In fact, in this society with endless development opportunities, there are many ways to make money, which has stimulated many people's desire to upgrade. Financing and borrowing money have become very effective ways at present.

I often take my students to discuss some advanced business models and strategies for rapid economic development. Under the influence of brainstorming, many times you can get some good ideas in one or two sentences, and then lead your thinking in the direction of earning wealth, and you will find that financing is not a very difficult thing.

But there is a strange phenomenon: it is too difficult to make money by realizing financing.

Before we have wealth, our goal is to get money. At this time, the goal is clear. But then the next thing to do is vague, which is a typical lack of investment direction.

The reason for this phenomenon needs to be attributed to the problems it faces.

When we have no money, all our goals are only one-to get the money. This idea is closed and only serves this problem.

But after we got the money, our goal became open. Money can do many things, and investment projects with the same price confuse our eyes and make it difficult for us to choose.

For example, I want to do business now. What did I miss?

I believe that most of the answers will be "lack of money", which is a typical closed logic.

At present, I think I have got the money. If I get10 million, what should I do next?

Some people may say, since we want to do business, of course, we need to find projects.

There is nothing wrong with this idea. The question is what kind of project to look for?

When we are faced with endless choices and various projects, we always think that this project is good and that project is ok. ....

Later, we saw a project, the initial fee was1000000, and we just had1000000, so many people voted. In many cases, the capital of investment flows to Shui Piao.

Why? When we invested money, we didn't consider whether we could participate in this project or not. We just chose a project with the same amount of money.

Investment is not how much money is in hand, but the project only uses this money to invest.

The real input should be that I am very interested in this project and like it very much. The key is that the matching degree of various factors coincides with my resources before I can consider investing.

"I have prepared the money because I want to invest in business." As soon as this idea comes out, it is doomed to failure.

Many people will say: this project is really good, but I have no money!

This is a typical logic of lack of money in traditional thinking, which is called "restrictive belief"

People with financial and business thinking will not think about "preparing money" before investing, but how can I guarantee to win.

Even if you have no money now, you can discuss it first and decide the result.

Some people may find this "incredible". Why do you want to set up a project without money?

In fact, you will find that as long as the project is decided, money is not a problem. Even, we can directly use this project to melt money. Isn't it safer?

For us, the most important thing is:

Our profitability must be greater than our debt ratio;

Investment income must be greater than the promised financing interest:

The risk must be within the controllable and tolerable range.