What is the significance of mutual protection?

Mutual insurance refers to an insurance mechanism based on the principle of mutual assistance and funded by a group of like-minded people to compensate each other for risk losses. Through mutual support and help, we can build a reliable risk prevention network, provide a kind of security for people who are troubled by accidents, diseases and disabilities, and also manage risks collectively.

Compared with traditional commercial insurance, mutual insurance has the advantage of being more flexible and personalized. It advocates the principle of "individual risk and group sharing", and can provide various flexible protection plans and personalized protection schemes according to different risk needs. In addition, it is more transparent and open. The guarantee fee and compensation ratio shall be set by the members, who shall supervise each other to realize collective governance, and * * * wins * * points.

If you want to participate in mutual insurance, you must first become one of them. Through official website or offline recommendation, fill in a simple membership form and pay the membership fee to become a full member. Once you become a member, you can choose the corresponding protection plan according to your own risk needs and pay the corresponding protection fee. The guarantee fee is also paid by members, which is generally much lower than the traditional commercial insurance, and can also be adjusted appropriately according to personal circumstances. In order to ensure the fairness and openness of the guarantee, the Mutual Guarantee Association regularly publishes the remittance, compensation and other information of its members, so that members can know more about the guarantee information and improve the transparency and trust of the guarantee.