Traditional Culture Encyclopedia - Traditional culture - Is mutual insurance the insurance business of Alipay? Why do you see some news that mutual insurance is a lie?
Is mutual insurance the insurance business of Alipay? Why do you see some news that mutual insurance is a lie?
I. Basic information of Mutual Treasure 1. Basic insurance information
Insurance age: 18-59 years old
Maximum renewal age: 59 years old
Occupation category: unlimited
Waiting period: 90 days
Health advice: 5 items
In Alipay's mutual health notification, there will be medical hospitalization, past symptoms, premature infants and other issues of the insured within two years.
Insurance threshold: three conditions must be met at the same time. Through health notification, the sesame credit score is above 650, and the age of the insured is limited to 18-59, but minor children can join with their parents.
2. Guarantee content
Critical illness insurance: 100 major diseases with limited coverage, of which 300,000 can be paid before the age of 39 and 654,380+10,000 before the age of 40-59.
Second, the advantages and disadvantages of mutual treasure comprehensive analysis of the advantages of mutual treasure:
1. Low barriers to entry
To join this mutual aid program, you only need to apply for review on Alipay Online, and the conditions for joining are relaxed.
2. Guarantee before payment
At first, you don't need to pay a year or a month's fee like traditional insurance, but after joining, you can get protection after the waiting period, and then everyone will share it equally.
3. Low cost
Disadvantages of mutual treasure:
1. The content can be changed at any time.
The content of mutual treasure protection is not limited and fixed.
2. The mutual treasure mechanism is unstable.
Unlike mutual insurance, it is not insurance, and there is also controversy in supervision.
3. With the growth of age, the sense of security decreases.
4. The limitation of the claim is not fixed.
Dad thinks mutual treasure can be used as a temporary guarantee. But it is uncertain, so in order to avoid risks better, it is necessary to configure commercial insurance.
- Related articles
- How can a barbecue brand make a splash in Beijing?
- What are the clothing stores run by legal persons in Liu Lili?
- What Customary Foods to Eat at Qingming
- Characteristics of Nanjing's geographical environment, history, culture and customs.
- New year's children's paintings.
- The origin and development of yo-yo
- How to write a paper-cut composition
- Take a pastry shop with a crisp name.
- The fine tradition of China's ancient historiography
- Xi'an tour guide terracotta warriors and horses museum Xi'an full picture terracotta warriors and horses museum