Is Alipay Langfang Bank safe? You can learn the following points.

1. Security of payment channel docking. Alipay is only used as an information display platform at present, and the payment has n

Is Alipay Langfang Bank safe? You can learn the following points.

1. Security of payment channel docking. Alipay is only used as an information display platform at present, and the payment has not been docked with Langfang Bank. Users purchase e-interest structured deposits through bank electronic accounts, and the bank is fully responsible for the security of fund transfer. Funds directly enter the banking system without going through Alipay, which greatly increases the security of funds.

2. Langfang Bank's own security. Langfang Bank, as a bank approved by CBRC, is very safe and formal. It takes a lot of preparation to set up a bank in China, and the bank will be supervised by many institutions after its establishment, so as long as it is a nationally recognized bank, its security is very high.

3. Security of wealth management products. Your easy-to-profit structured deposit is strictly a wealth management product. Although there is the word deposit, it is not the standard deposit of the bank. Everyone has always wondered whether such products can enjoy the deposit insurance regulations, and Langfang Bank officials have not directly answered this question. However, in the product agreement, Langfang Bank promised to protect the principal, so the principal security is very high. As for the income, Langfang Bank promises to guarantee the lowest rate of return, so that the income of products has double insurance.

4. Summary: Langfang Bank in Alipay is safe, but wealth management products still have certain risks. You must read the risk warning letter to understand what risks you must bear when purchasing the product.