Regret buying an apartment as a home for a long time loft apartment how the next 10 years development

An apartment is a type of housing in the real estate industry, common in the rental market. However, some people have purchased apartments to live as a residence, some friends said "regret buying an apartment as a residence for a long time," why, loft apartments in the next 10 years how to develop? Here we will analyze the advantages and disadvantages of loft apartments and the value of investment.

Regret buying an apartment as a residence?

Taking LOFT apartments as an example, there are a lot of regret for purchasing a loft apartment, mainly because of the loft apartment disadvantages:

1, 40 years of property rights, the appreciation of the space is low

According to the provisions of the latest property law, the period of the right to use the land for residential construction expires automatically renewed, the right to use the land for non-residential construction expires automatically. The renewal of the right to use non-residential construction land expires in accordance with the provisions of the law. In other words, 40 years of property rights of commercial nature LOFT apartments expire need to pay land premiums, as to how to pay, pay how much, or an unknown. In addition, compared with the residential, LOFT apartment appreciation space is low, when you want to change the residential in a few years, found that the surrounding prices have risen 200%, while your hands LOFT only rose 20%, the mood is self-evident.

2, can not be settled

As we all know, commercial apartments can not be settled, and can not enjoy the district's degree housing.

3. Large common area

The common area of duplex is larger than that of flat. The common area of the flat floor is 20% in the upper floors, but the common area of the duplex is about 26%, or even as high as 30%. The public share area increases, and the rate of homeownership is reduced accordingly.

4, a high percentage of down payment, and not provident fund loans

LOFT down payment of a minimum of 50%, the maximum loan period of 10 years, and can not use provident fund loans, only pure commercial loans.

5. High living expenses

With commercial and residential Loft apartments, the costs of water, coal and electricity are billed according to commercial standards, and the property fees will be relatively high, which raises the cost of daily life.

6, the general living environment

Most Lofts are for commercial use, people come and go miscellaneous, privacy, noise, and even travel elevator is also a scope to be taken into account; apartments in the staircase is generally steeper and narrower, less suitable for the elderly, children to live in; lastly, the height of Loft apartments on the 4.8 meters to 5.2 meters, but also have to be divided and designed as a two-storey, upper and lower heights are The height of the upper and lower floors are relatively low, and there may be a situation where you can't stand up straight on the upper floor, which is especially unfriendly to tall people.

How will loft apartments develop in the next 10 years?

Loft apartments have room for appreciation. The residential market is affected by the market as well as policy factors, the return on investment is no longer as good as it was back then, even if the price of housing is still rising, but the high price of housing has also become a factor that hinders investors. Compared to the millions of dollars in residential properties, the return on investment for lotf apartments in the market is very high.

1, any investment has two sides, advantages and disadvantages co-exist. But to see whether a project is worth investing in or not, we also have to look at its return.

2. Generally speaking, the return of apartment investment mainly comes from rent. For example, a set of Longhu - Brimstone Constellation loft apartments to buy is 400,000 yuan, the monthly rent is 2000 yuan, then according to the rough rental return formula: rental return = (monthly rent * 12) / purchase of the total price of the house = (2,000 * 12) / 400,000 = 6%.

3, 6% ultra-high rental return rate completely win other financial methods on the market, and it is worth mentioning that, after the apartment rental, the rent will not remain the same, if the region's housing prices rise, then the rent will follow the rise, the rate of return will also rise. What's more, in this investment hotspot in the Bay Area, the appreciation potential is even more "money" scenarios can be expected!

In summary, the regret of buying an apartment as a residence for a long time, loft apartments in the next 10 years of development is introduced. The loft apartment can be seen many shortcomings, generally used for rental, less used for residential long stay. If used to invest in loft apartment investment value, appreciation potential.