What is the scope of accident insurance?

The coverage of accident insurance mainly includes: accidental death, accidental disability and accidental medical treatment.

1, accidental death protection

In case of accidental death, directly pay the insured amount and terminate the contract.

2. Accidental disability:

If you are disabled due to an accident, you can get different proportions of insurance compensation according to the level of disability.

3. Accidental medical treatment

Accident insurance is often used for accidental medical treatment, and the medical expenses for going to the hospital can be reimbursed by the insurance company.

Accidental medical responsibility, there will be three points directly related to how much money can be reimbursed:

1 medical insurance amount: the maximum amount that can be reimbursed to you within one year. Naturally, the higher the better;

2 scope of reimbursement: accident insurance, like medical insurance, will also have a scope of reimbursement, and it is best to be able to reimburse expenses outside the medical insurance catalogue;

③ Reimbursement ratio: Some products can be reimbursed 100%, while others can only be reimbursed 80%.

The above three items are the core and basic claim scope of accident insurance.

Test your anti-risk index, and experts will interpret it for you for free!