What does the new energy vehicle damage insurance include?

What does the new energy vehicle damage insurance include?

With the progress of society and the development of technology, new energy vehicles are increasingly favored by consumers. Different from traditional fuel vehicles, new energy vehicles have higher safety and environmental protection. However, new energy vehicles are also facing various potential risks, so it is very important to choose appropriate insurance when buying new energy vehicles.

Let's take a closer look at what new energy vehicle damage insurance includes.

1. Damage insurance for new energy vehicles refers to a kind of insurance for losses caused by natural disasters or accidents of new energy vehicles.

2. New energy vehicles, like traditional fuel vehicles, need to buy basic vehicle loss insurance. But compared with traditional vehicles, the insurance cost of new energy vehicles is higher. This is because the parts of new energy vehicles are more complicated, more expensive and have higher maintenance costs.

3. In addition to the basic vehicle damage insurance, the new energy vehicle damage insurance also includes the following aspects:

(1) Vehicle theft and rescue: refers to the loss caused by the theft, robbery and occupation of new energy vehicles, and the repair cost needs to be compensated.

(2) Glass insurance: refers to the damage to the window glass or windshield of new energy vehicles that requires compensation, but headlights, skylights and rearview mirrors are not compensated.

(3) Self-ignition insurance: refers to the situation where the new energy vehicle suddenly catches fire for some reason during parking or driving, and the insurance company will compensate.

(4) No third party insurance can be found: it refers to asking a third party for compensation after a traffic accident, but no third party can be found. In this case, the insurance company can make compensation.

For consumers who buy new energy vehicles, it is very important to choose appropriate insurance, which can effectively avoid various potential risks.