What does financial leasing mean?

Financial leasing is the most common and basic form of non-bank finance in the world. We all know that bank loans rely on personal qualifications and credit. If the qualification credit is not good, our loan will be limited. However, financial leasing is carried out in accordance with the contract. Generally speaking, it is enough for the lessor to sign a lease contract with Chengdu people, lease the equipment to the lessee, and charge the lessee a certain rent. This is also a very positive hope for social development, and everyone can look at this matter correctly.

1. What's the difference between financial leasing and traditional leasing?

As we all know, traditional leasing is based on the time when the lessee uses the goods, while financial leasing is based on the time when the lessee occupies the financing cost. This is also the essential difference between the two. I hope everyone can look at it correctly. At the same time, it should be noted that both traditional leasing and financial leasing should be used correctly and must not be overdue, which is not good for our credit.

2. What should I pay attention to in financial leasing?

Simple financial leasing means that the lessee chooses the leased property to buy and then enjoys the right to use it. Of course, he is responsible for a certain amount of rent, but also for the maintenance and repair of rental items. The lessor is not responsible for the quality of the leased property, and the equipment depreciation also needs to be borne by the lessee. This is what everyone wants to know. At the same time, it should be noted that, generally speaking, leasing can be realized through collateral or by mortgage.

3. What are the risks of financial leasing?

As we all know, any financial loan lease has certain risks. The market risk of using leased equipment to produce products also needs to be planned. At the same time, there are high risks in product sales, market share and possession, product market development trend and so on. This is also something that I hope everyone can predict in advance.