What services does Ping An Bank of China have?

Ping An Bank, the full name of Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by China Ping An Insurance (Group) Co., Ltd., and one of Chinese mainland 12 national joint-stock commercial banks. The registered capital is 565,438 yuan+23.35 million yuan and the total assets are nearly 65,438 yuan +0.37 trillion yuan. Its headquarters is located in Shenzhen, Guangdong Province.

Ping An Bank Services:

small business

In terms of retail business, Ping An Bank of Shenzhen took the lead in launching a composite electronic debit card integrating ic chip and magnetic stripe in China, and took the lead in launching a dual-currency international debit card. In August, 2007, Jixiang Debit Card, a comprehensive service product integrating deposit and withdrawal, POS consumption, payroll payment, online payment and wealth management, was grandly launched. Shenzhen Ping An Bank has also launched special service products such as Express, Express Rail and Hong Kong Stock Connect. In addition, following the launch of Yingfeng series of wealth management products, Ping An Bank launched a brand-new wealth management service brand "An Ying Wealth Management" for high-end individual customers, so that the bank's VIP customers can enjoy all-round wealth management value-added services with peace of mind.

Credit card business

In terms of credit card business, Shenzhen Ping An Bank attaches great importance to credit card business. On May 2, 2007, KLOC-0, jointly launched "China Ping An Wanlitong Co-branded Credit Card" with China Ping An Group. In August 2007, "Ping An" credit card was launched. Shenzhen Ping An Bank is committed to building a "Ping An" credit card, providing cardholders with all-round security protection of "consumer safety, home safety and travel safety", so that cardholders can feel "one card accompanied by peace" anytime and anywhere.

corporate business

In terms of corporate business, Ping An Bank of Shenzhen aims to provide high-quality and efficient services for SMEs, and strives to build a financial brand for SMEs. With professional teams, professional products, professional services and professional management, it has carried out a number of innovations in the business field of SMEs. Through in-depth market research, formulate flexible credit policies that meet market demand, continuously simplify business processes and improve approval efficiency; By effectively integrating business outlets, online banking, telephone banking and other diversified service platforms, we will broaden the financial service channels for small and medium-sized enterprises, help China customers solve financing problems, improve the efficiency of capital use, and provide a package of comprehensive financial services with the help of China Ping An Group's resource advantages to create maximum value for customers.

International business

In terms of international business, Ping An Bank of Shenzhen has launched dozens of new varieties of international business, such as Forfaiting, risk sharing and issuing letters of credit on behalf of others, and has developed nearly 500 correspondent banks around the world. As a primary dealer in the open market of the People's Bank of China, the trading volume of local and foreign currency money markets and bond markets has doubled year after year, ranking among the top 20 clearing member banks in the national inter-bank bond market, and has been rated as an excellent transaction settlement unit for many times.

Basic platform

As for the basic platform, as a bank with the service tenet of "professionalism, value and innovation", Shenzhen Ping An Bank innovatively developed the first centralized large-capacity AS/400 integrated business system in Shenzhen, and took the lead in launching the integrated customer relationship and credit business management system, realizing the electronic management of the whole process of credit business. "18 banking network" has reached the advanced level of domestic online banking, and mobile phone dynamic password authentication; Dynamic token authentication; The risk control mechanism of corporate banks is the first in the industry. The "Shenzhen University Campus Card" innovatively launched with Shenzhen University integrates financial functions and campus functions, creating a number of domestic firsts and greatly improving the level of campus management.

loan without security

In terms of unsecured loans, Ping An Bank launched the "New One Loan" unsecured personal loan business, which is aimed at working-class and private owners and can be used for business or personal consumption (including car purchase, decoration and large consumption). ), the maximum loan is 500,000.

Highlight business

Since July 1 2009, Ping An Bank has launched three e-banking service promises for individual customers, namely, debit card global ATM withdrawal is free, personal online banking remittance is free, and personal banking losses caused by no fault of customers are compensated by Ping An Bank. Service standards have reached a new high in the industry.

The "three promises" not only enabled the bank to break through the restrictions of outlets, but also solved the security concerns that have long plagued customers in using online banking, which is a major breakthrough in China. Within a week, the number of visitors to Ping An Bank's "free" information webpage has reached 654.38+0.5 billion, and more than 2 million people have visited the promised area of the bank.