How to remit money through the bank?

You can use the following four methods:

1. After confirming that the passbook account number and account name provided by the payee are correct, take the cash to the bank and deposit it directly into the payee's account. The staff will check the account number and account name.

I suggest you open an account in the bank, then fill out a wire transfer form, fill in the other party's account number, account name and bank name clearly, and remit money from the account to the payee. This way is the safest. If the payee's account has been cancelled and the account name (or account number) is incorrect, the remittance will be directly returned to your account.

If you have a deposit card of ICBC, you can transfer money directly at ATM, and the remittance through train is very convenient.

4. If it is too much trouble to open an account, you can remit money directly in cash and fill in the wire transfer form for remittance, but you must clearly fill in the account number, account name and bank name of the other party.

The ID card of the remitter is required, and the above remittance fee is charged at 1% of the remittance amount.

Extended data remittance is also called "remittance". One of the payment methods of international settlement. A business process in which the payer actively remits money to the payee through a third party (usually a bank) by using various settlement tools. There are usually four basic parties in remittance business: the remitter (that is, the payer), the remittance bank, the remittance bank and the payee. There are three commonly used remittance methods:

(1) Remittance, that is, at the application of the remitter, the remitter sends the remittance to the remitter through the power of attorney and entrusts him to pay the payee. (2) T/T, that is, at the application of the remitter, the remitting bank informs the foreign remitting bank by telegram or telex, and entrusts it to pay the remittance to the designated payee. (3) Remittance by draft, that is, at the application of the remitter, the remitter draws a draft on behalf of the remitter, gives it to the remitter for mailing or taking it abroad, and gives it to the payee to collect the remittance from the remitter.

In the past, most people would choose to send money at the bank counter or the post office. Now, with the popularity of electronic remittance channels, more people use online banking and mobile banking for remittance, which is not only convenient, but also saves money.

References:

Baidu encyclopedia remittance entry