Does dividend insurance belong to traditional life insurance?

Although both of them belong to non-traditional life insurance products, they are essentially different models.

Dividend insurance, relatively simple, occupies the mainstream of the market;

Universal insurance came from behind, but the current situation is more complicated, which is more flexible and practical than dividend insurance, but the specific planning of products needs higher professionalism.

For related questions, it is recommended to consult the professional agents around you in detail.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.