What are the five best principles of non-standard financing?

Give priority to supporting the real economy, optimizing the financing structure, excellent financing subjects, excellent investment projects and excellent credit enhancement methods.

1. Give priority to supporting the real economy: in terms of resource allocation, provide financing support for the real economy and promote its development.

2. Optimize the financing structure: improve and perfect the financing structure of enterprises and reduce the overall financing cost of the real economy by coordinating the development of direct financing and indirect financing.

3. Choose excellent borrowers: When granting non-standardized loans (i.e. loans provided by non-traditional financial institutions), choose borrowers with good credit and solvency and high risk controllability.

4. Investing in potential and rewarding projects: investing in non-standardized products or projects, the evaluation should focus on those projects with good investment prospects, considerable benefits, relatively low risks or strong controllability.

5. Use effective credit enhancement methods: Use reasonable and effective credit enhancement methods that meet regulatory requirements and are highly recognized by market practice to ensure transaction safety.