The specific role of health insurance

The role of PICC health insurance for individuals and families

The risk of illness exists objectively for individuals and families, and most people are unable to bear the full cost of medical treatment on their own when they or a family member is seriously ill or suffers from serious bodily injury, and they may also face serious financial difficulties as a result of illness that leads to temporary or permanent incapacitation, and a reduction in, or a loss of, financial earning capacity. To prevent the risk of poverty due to illness, health insurance is the most common method of transferring this risk.

The role of PICC health insurance for enterprises and organizations

Health insurance, as an important part of the employee welfare system, is playing an increasingly important role in maintaining the normal production of enterprises and organizations, and counteracting the impact of attrition caused by illness on production. Especially for the use of commercial medical insurance to control the risk of disease enterprises and organizations, can be uncontrollable risk of disease into a fixed premium expenses, not only to facilitate cost accounting, but also reduce the burden on the enterprise. In addition, providing health insurance for important employees of enterprises is of great significance in enhancing the cohesion of enterprises, retaining talents and promoting the sustainable and stable development of enterprises.

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